Welcome!

Please select from one of the following categories or learn more below about general information, resources, shopping tips, claims, and more. ​While the Maryland In​surance Administration does not sell insurance and we cannot recommend a particular policy or insurance company, we do want to help you learn what types of coverage are available. Additionally, we are here to assist you if you have a complaint​ involving an insurer, an insurance producer, public adjuster or adviser.​​

• How to Choose an Insurance Producer
  
• Consumer Advisory: Understanding Your Homeowners Insurance Declarations Page
  Aviso al consumidor: Comprensión de la página de declaraciones de seguro de propietario de vivienda소비자 자문: 주택 소유자 보험 선언 페이지(Declarations Page) 이해​
• Consumer Advisory: Watch Out for "Free Roof" Offers
  AVISO AL CONSUMIDOR: CUIDADO CON LAS OFERTAS DE “TECHO GRATIS”​​
• Consumer Advisory: Liability Insurance Coverage for Registered Family Child Care Providers
  Cobertura de seguro de responsabilidad civil para prestadores de servicios de cuidado infantil familiar registrados​
• Consumer Guide: Homeowners Insurance
  
• Guía Para El Consumidor: Seguro Para Propietario de Vivienda
  소비자 가이드 – 주택소유자 보험
• Tips on Shopping for Homeowners Insurance
  Consejos Para Comprar Seguros De Viviendas
  주택보험 구매 정보
• Shopping for Homeowners Insurance Company/Policy Comparison Worksheet
• Understanding Your Homeowners Insurance Declarations Page
• The Importance of Homeowners Insurance
• Home-Sharing and insurance: What you need to know
  Spanish: Se recomienda a los consumidores que comparten el alojamiento a tener una cobertura adecuada de seguro de propiedad y accidentes. 
• Consumer Advisory: Military Personnel
• FAQ Home Inventory
• FAQ Sharing Economy
  Spanish: Preguntas frecuentes sobre la economía compartida
  
• Buried Utility Lines Coverage
  Cobertura para las líneas de servicios públicos enterradas​
  
• FAQ Modified Coverage and Mobile/Modular Home
• Consumer Advisory: How Insurance Endorsements and Riders Work
• Homeowners Insurance Tips
  Consejos Sobre el Seguro de Propietario de Vivienda
  주택소유자 보험관련 팁
• Insurance Tips for 1st Time Homebuyers
  Consejos sobre seguros para compradores de vivienda por primera vez
  첫 주택 구매자를 위한 보험 팁
• Consumer Advisory: Is Your Home Properly Insured?
  Aviso para clientes: ¿Su hogar está asegurado de forma apropiada?​​
  
• Consumer Advisory: Cryptocurrency and Your Homeowners Insurance​
  
• Consumer Advisory: Insuring waterfront piers, docks, wharves and bulkheads
  
• Consumer Advisory: Homeowners insurance is still important even if you have paid off your mortgage​​ 
• ​Consumer Advisory: Insuring Your Tiny House

• NEW Consumer Advisory: Condominium Master Policy Coverage and Coverage for Residential Detached Condominium Units
  AVISO AL CONSUMIDORCONTINUACIÓN: COBERTURA DE LA PÓLIZA MASTER DE CONDOMINIO YCOBERTURA DE LAS UNIDADES DE CONDOMINIOSRESIDENCIALES INDEPENDIENTES
  FAQ​
• Condominium Insurance Coverage Virtual Informational Hearing: Video; Transcript​​

• Renters Insurance
  
• Why Renters Insurance is a Good Idea
  Por Que El Seguro Para Inquilinos es Una Buena Idea​
  세입자 보험이 필요한 이유
• Renters Insurance - A Comparison Guide to Rates​​  As of August 2024​
  
• Why You Should Consider Renters Insurance
  Porqué debería considerar el seguro para inquilinos

  여러분이 세입자 보험을 고려해야 하는 이유
• NEW Consumer Alert: Maryland renters, do you have renters insurance?
  Alerta Al Consumidor: Inquilinos De Maryland, ¿Usted Tiene Seguro Para Inquilinos?​​
  

• Manufactured Home Insurance Companies
  

• Homeowners Insurance - A Comparison Guide to Rates​​ As of August 2024
  
• Use of Credit History for Homeowners Insurance
• Consumer Advisory: My Homeowners Insurance Premiums Are Paid By Mortgage Company. Can I Shop For A Better Rate And Change Insurers?
• Consumer Advisory: Why have my Homeowners Insurance Rates Increased and What can I do about It?
  AVISO AL CONSUMIDOR - ¿POR QUÉ HAN AUMENTADO LASTARIFAS DE MI SEGURO DEPROPIETARIO DE VIVIENDA Y QUÉPUEDO HACER AL RESPECTO?
  소비자 자문 - 주택소유자 보험료가 인상된 이유는 무엇이며 이에 대해 어떻게 해야 하나요?​​
  
• Consumer Advisory: File and Use - What Does This Mean and How Does It Work​
  

• Personal Property Inventory List - Learn how to create an inventory of your possessions in case of a loss.
• Should I Hire a Public Adjuster to Help Me Settle My Claim?
• ​Cost Estimators - How to determine the true value of rebuilding your home.
• Download a Home Inventory Tool App from the NAIC​ (for iPhone and Android)
• Consumer Advisory: Contractors or Individuals that Offer to Help You with your Insurance Claim
  Aviso al consumidor: contratistas o personas que se ofrecen a ayudarlo con su reclamo de seguro
• Consumer Advisory:
  What Perils Are Covered Under Your Homeowners Policy?
• Consumer Advisory: Does Homeowners Insurance Pay for the Replacement of your Roof?
  Spanish: El seguro de propietario de vivienda paga el reemplazo del techo
• Consumer Advisory: What Is My Insurance Company Required to Cover if My Siding Is Damaged by Hail or Wind?
• Consumer Advisory: Coverage for Water that Backs Up Through Sewers or Drains
  Spanish: Asesoría del consumidor: Cobertura para el agua que retrocede a través de alcantarillas o desagües
  소비자 자문 – 하수구나 배수구를 통해 역류하는 오수에 대한 보장 범위
• Consumer Advisory: Understanding the Difference between Flood-Water Damage
  Spanish: Asesoría del consumidor: Comprender la diferencia entre el daño por inundación y el daño por agua
  Korean: 홍수 피해와 침수 피해의 차이점에 대한 이해
• Consumer Advisory: Will My Insurance Company Pay for a Place to Live If My Home Is Damaged by a Storm?​
  
• Consumer Advisory: If a Tree Falls on Your Property​
  Spanish: Asesoría del consumidor: si un árbol se cae en su propiedad 

• Consumer Advisory: Can My Homeowners Insurance Company Cancel My Policy If I Am Late Paying My Premium?

• Advice from the Maryland Home Improvement Commission
• Consumer Advisory: Public Adjusters Must Be Licensed with the Maryland Insurance Administration
• Consumer Advisory: Insurance Advisory for Home Improvement Contractors and Salesmen 

• Maryland Insurance Administration Advises ​​Consumers Who Telecommute or Operate a Home-Based Business to Confirm That They Are Properly Insured​
  
• Private Mortgage Insurance
• Maryland Hope Foreclosure Prevention  A program of the Maryland Department of Housing and Community Development
• Property & Casualty Insurance Guaranty Corporation
• Maryland Mortgage Program - A program of the Maryland Department of Housing and Community Development
• Consumer Advisory: Changing Insurance Producers
• Consumer Advisory: What Is Umbrella Insurance and Do I Need It?​
  Spanish: Asesoría del consumidor: ¿qué es el seguro con cobertura extendida y lo necesito?
• Consumer Advisory: If Your Policy Lapses, Lender May Choose Insurance for You at Your Expense
• Consumer Advisory: If You Have Problems Obtaining a Homeowners Insurance Policy
  

• Tips to Navigate the Sharing Economy: Video
• Spring is an excellent time to review your homeowners policy: Video
  
• Create a home inventory: Video
  Realice un inventario de su hogar: Video
  
• Homeowners insurance tips from the MIA: Video
• Flooding and Homeowners Insurance: Video
• Have a complaint about your auto or homeowners insurance policy? The MIA is here to help. Video
• NEW Shopping for Insurance: Video
  
• NEW Questions to ask abo​ut your homeowners insurance policy: Video​
  
​

• Renters Insurance: Video
  Seguro Para Inquilinos: Video
  
• I'm a Renter, what Should i do to Prepare for a Disaster?: Webinar
• Understanding Renters Insurance: Video
  

• What is Condominium Insurance and How Does it Work?: Webinar
  
• Condominium insurance tips from the MIA: Video
  

• Water Damage - Will my Homeowners Insurance Policy Cover It?: Webinar video
  Daños por agua ¿lo cubrirá mi póliza de seguro de vivienda
• If a tree falls on your property, are you covered by your homeowners policy? Video
• Tips on what to do if your home has suffered siding damage: Video

• Homeowners Insurance Ratebook Guide: Whiteboard video
  

• Umbrella Insurance: Video
• Why Should You Maintain Homeowners Insurance After Paying Off Your Mortgage: Webinar video​
  
• Living in Baltimore Greater Baltimore Community Housing Resource Board Radio Show - Homeowners and Renters Insurance Interview​