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Consumer Advisory: Can My Homeowners Insurance Company Cancel My Policy If I Am Late Paying My Premium?

Your insurer may cancel your insurance policy for nonpayment, even if the payment is just one day late. The insurer must mail notice that the policy will be canceled for nonpayment of premium 10 days in advance to the named insured's last known address, or, if the insured elected to receive notices electronically from the insurer, the insurer must provide electronic notification 10 days in advance to the electronic mail address where the insured has consented to receive notifications from the insurer. Proof that you actually received notice is not required.

Home Insurance

To find out more about homeowners insurance, refer to our publication A Consumer’s Guide to Homeowners Insurance, which is available on our website or by calling us at 410-468-2000.