What is Insur​ance Fraud?

Insurance fraud artists steal billions of dollars each year from hardworking Americans. According to the Coalition on In​su​rance Fraud​, it is estimated that each household pays approximately $1,000 extra in insurance premiums each year to offset the cost of insurance fraud.

Fraud takes many forms: completing a false document, making a false statement, an agent pockets a premium, selling unauthorized insurance, exaggerating a claim, making a fraudulent claim. These actions are illegal and happen every day by organized criminals and everyday people alike.

Consumers are encouraged to report insurance fraud activities to the Maryland Insurance Administration's Insurance Fraud Division. You need not give your name. 

1. Call ​1-800-846-4069 
2. Fax 410-347-5350 
3. Email: [email protected]​
4. Submit online

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Resources and Guides:​

• Consumer Guide to Insurance Fraud​ (en Espanol: Guía del Consumidor Sobre Fraude de Seguros​)
  
• Frequently asked ​questions about Insuranc​​e​ Fraud​
  
• In​surance Identity Theft Information​
• Resources for Older Adults​
  
• Videos and recorded web​inars​

​State, National and Federal Resources:

• United States Attorney's Office for the District of Maryland ​
  
• National Association of Insurance Commissioners (NAIC) Online Fraud Reporting System
  
• FBI (Federal Bureau of Investigation)
  
• Coalition Against Insurance Fraud (Scam Alerts)
• National Insurance Crime Bureau (NICB) ​​