Insurance fraud artists steal billions of dollars each year from hardworking Americans. According to the Coalition on Insurance Fraud, it is estimated that each household pays approximately $1,000 extra in insurance premiums each year to offset the cost of insurance fraud.
Fraud takes many forms: completing a false document, making a false statement, an agent pockets a premium, selling unauthorized insurance, exaggerating a claim, making a fradulent claim. These actions are illegal and happen every day by organized criminals and everyday people alike.
Consumers are encouraged to report insurance fraud activities to the Maryland Insurance Administration's Insurance Fraud Division. You need not give your name. Simply call 1-800-846-4069 or print and submit the attached form by mail or fax. Our fax number is: 410-347-5350. Consumers may also email fraud referrals by sending completed forms to firstname.lastname@example.org.
Seniors are often targets of insurance fraud, particularly in regard to life and health insurance. If you are a senior, it’s a good idea to seek advice from your friends or family, or from a trusted accountant, attorney, or financial adviser before making an insurance purchase. You should also feel free to contact your local Senior Health Insurance Program (SHIP) counselor in your local Department of Aging. SHIP counselors are trained individuals that can help you answer questions about Medicare benefits, bills and rights. Click here for a list of SHIP counselor phone numbers, or visit the Maryland Department of Aging’s website.
If you suspect Medicare fraud (for example, overbilling for services or billing for services you did not receive) or if you would like more information, you should contact the Maryland Senior Medicare Patrol at the Maryland Department of Aging at 800-243-3425 or 410-767-1100 or visit their website at http://aging.maryland.gov. If you suspect other types of insurance fraud, contact the Maryland Insurance Administration at 1-800-846-4069.
Below are links to short videos on insurance fraud produced by the Coalition Against Insurance Fraud
Bigger Screen TV
Lost and Found
Hitting the Roof
How the MIA Can Help
200 St. Paul Place, Suite 2700, Baltimore, MD 21202
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