***ATTENTION*** The Maryland Insurance Administration has become aware of an insurance-related scam that predominantly targets small painting, construction, and cleaning businesses.​  ​Click here to learn more. Click here for Esp​añol (Spanish) or 한국어 (Korean)

Commercial Insurance Scam Website Column-1.png​​

Watch out for "free roof" offers. The Maryland Insurance Administration is reminding consumers to proceed with caution when approached by roofing contractors with unsolicited offers to inspect your roof for damage in order to generate an insurance claim. Read our Consumer Advisory, click here.​​

Website Images.png

 Insurance Fraud for the Consumer

What is Insurance Fraud?

Insurance fraud artists steal billions of dollars each year from hardworking Americans. According to the Coalition on In​su​rance Fraud​, it is estimated that each household pays approximately $1,000 extra in insurance premiums each year to offset the cost of insurance fraud.

Fraud takes many forms: completing a false document, making a false statement, an agent pockets a premium, selling unauthorized insurance, exaggerating a claim, making a fraudulent claim. These actions are illegal and happen every day by organized criminals and everyday people alike.

Consumers are encouraged to report insurance fraud activities to the Maryland Insurance Administration's Insurance Fraud Division. You need not give your name. Simply call 1-800-846-4069 or print and submit the attached form by mail or fax. Our fax number is: 410-347-5350. Consumers may also email fraud referrals by sending completed for​ms to fraud_referrals.mia@maryland.gov.

MIA Carousel (1250 x 625 px) (14).png

Resources and Guides:​

National and Federal Resources:

Cases and Statistics:​

The MIA works closely with the Attorney General's office for civil and criminal cases pertaining to insurance fraud and scams. 
  • ​Click HERE to view Civil Fraud Orders
  • ​​Click HERE to view Criminal Fraud Cases
CFAW 2024_Common Signs.png

Watch this video to learn more about the Maryland Insurance Administration's Insurance Fraud Unit


Below are​ links to short videos on​ insurance fraud produced by the Coalition Against Insurance Fraud​ 

Click here​ to watch recorded webinars or video content:​



Human Trafficking GET HELP

National Human Trafficking Hotline - 24/7 Confidential

1-888-373-7888 233733 More Information on human trafficking in Maryland

Customer Service Promise

The State of Maryland pledges to provide constituents, businesses, customers, and stakeholders with friendly and courteous, timely and responsive, accurate and consistent, accessible and convenient, and truthful and transparent services.

Take Our Survey

Help Stop Fraud in State Government

The Maryland General Assembly’s Office of Legislative Audits operates a toll-free fraud hotline to receive allegations of fraud and/or abuse of State government resources. Information reported to the hotline in the past has helped to eliminate certain fraudulent activities and protect State resources.

More Information