Homeowners and Renters Insurance

Download a Home Inventory Tool from the NAIC (for iPhone and Android)


Earthquake Insurance

  • While a homeowner’s policy typically does not cover damages from an earthquake, consumers may be able to purchase a separate earthquake insurance policy or endorsement. The terms, conditions and exclusions in an earthquake insurance policy or endorsement will vary from one insurer to the next. Read the policy or endorsement, and talk to your insurance producer when considering your purchase of earthquake insurance.
  • For more general information about such policies, see the National Association of Insurance Commissioner’s brochure "A Consumer's Guide to Earthquake Insurance."

Renters Insurance

Advisories and Links to Useful Information

Commissioner Redmer Message on Creating a Home Inventory


Commissioner Redmer Message on Insurance Fraud

 Homeowners Insurance
Homeowners Insurance Rate Book Guide
Deductible: The Amount You Pay Out of Pocket if You Have A Covered Loss

Commissioner Redmer Message Renters Insurance