Homeowners and Renters Insurance

General Information about homeowners insurance
Condominium Coverage
General information about renters insurance 
NEW - List of companies that offer specialty manufactured home insurance policies 

Earthquake Insurance
While a homeowner’s policy typically does not cover damages from an earthquake, consumers may be able to purchase a separate earthquake insurance policy or endorsement. The terms, conditions and exclusions in an earthquake insurance policy or endorsement will vary from one insurer to the next. Read the policy or endorsement, and talk to your insurance producer when considering your purchase of earthquake insurance. For more general information about such policies, see the National Association of Insurance Commissioner’s brochure "A Consumer's Guide to Earthquake Insurance."
Rebuilding after your claim
General Information
  • Tips to Navigate the Sharing Economy: Video
  • Spring is an excellent time to review your homeowners policy: Video
  • Create a home inventory: Video
    Realice un inventario de su hogar: Video
  • Homeowners insurance tips from the MIA: Video
  • Flooding and Homeowners Insurance: Video
  • Have a complaint about your auto or homeowners insurance policy? The MIA is here to help. Video
  • NEW Shopping for Insurance: Video
  • NEW Questions to ask abo​ut your homeowners insurance policy: Video
  • Renters Insurance: Video
    Seguro Para Inquilinos: Video
  • I'm a Renter, what Should i do to Prepare for a Disaster?: Webinar
  • Understanding Renters Insurance: Video
  • What is Condominium Insurance and How Does it Work?: Webinar
  • Condominium insurance tips from the MIA: Video

Video message on​ Creating a Home Inventory


Questions about Your Homeowners Policy
Homeowners Insurance Rate Book Guide

Home Inventory App

NAIC Home Inventory Web.jpg

​​​​​​​​Read our Consume​r Publications. These materials provide information about most types of insurance from auto, homeowners, health and life policies to annuities, title insurance and coverage for boats.

​If your community group, HOA or organization is interested in a virtual presentation contact Joyce Peach at joyce.peach@maryland.gov​.
Are you interested in requesting a speaker? Click HERE!​​
General Information: How the MIA can help

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