Homeowners and Renters Insurance

Click here for FARM​​ insurance information. 


Earthquake Insurance

  • While a homeowner’s policy typically does not cover damages from an earthquake, consumers may be able to purchase a separate earthquake insurance policy or endorsement. The terms, conditions and exclusions in an earthquake insurance policy or endorsement will vary from one insurer to the next. Read the policy or endorsement, and talk to your insurance producer when considering your purchase of earthquake insurance.
  • For more general information about such policies, see the National Association of Insurance Commissioner’s brochure "A Consumer's Guide to Earthquake Insurance."

Renters Insurance


Advisories and Links to Useful Information

a Home Inventory Tool 
from the NAIC 
(for iPhone and Android)

Commissioner Redmer Message on Insurance Fraud

 Homeowners Insurance
Homeowners Insurance Rate Book Guide
Deductible: The Amount You Pay Out of Pocket if You Have A Covered Loss

Commissioner Redmer Message Renters Insurance