• ​Consumer Guide: Homeowners Insurance (En Espanol, Korean)​
  
• How to Choose an Insurance Producer
  
• Consumer Advisory: Understanding Your Homeowners Insurance Declarations Page (Flyer)
  Aviso al consumidor: Comprensión de la página de declaraciones de seguro de propietario de vivienda소비자 자문: 주택 소유자 보험 선언 페이지(Declarations Page) 이해​
  
• Homeowners Insurance Tips
  Consejos Sobre el Seguro de Propietario de Vivienda
  주택소유자 보험관련 팁​
  

• ​Home-Sharing and insurance: What you need to know
  Spanish: Se recomienda a los consumidores que comparten el alojamiento a tener una cobertura adecuada de seguro de propiedad y accidentes. 
  
• FAQ Home Inventory​
  
• Military Personnel
  
• FAQ Sharing Economy
  Spanish: Preguntas frecuentes sobre la economía compartida
  
• Buried Utility Lines Coverage
  Cobertura para las líneas de servicios públicos enterradas​
  
• Insurance Tips for 1st Time Homebuyers
  Consejos sobre seguros para compradores de vivienda por primera vez
  첫 주택 구매자를 위한 보험 팁​

 

• What is Umbrella Insurance and Do I Need It?​
  
• Property Damaged in a Winter Storm? Here Are Some Helpful Tips
  ​​¿PROPIEDAD DAÑADA EN UNA TORMENTA INVERNAL? A CONTINUACIÓN SE OFRECEN ALGUNOS CONSEJOS ÚTILES​
  
• Frozen Pipes
  Tuberias Congeladas​
  
• Coverage for Mobile Homes and Manufactured Homes in Coastal Areas​​
• ​​​Watch Out for "Free Roof" Offers
  AVISO AL CONSUMIDOR: CUIDADO CON LAS OFERTAS DE “TECHO GRATIS”​​
• Liability Insurance Coverage for Registered Family Child Care Providers
  Cobertura de seguro de responsabilidad civil para prestadores de servicios de cuidado infantil familiar registrados
• Is Your Home Properly Insured? Aviso para clientes: ¿Su hogar está asegurado de forma apropiada?
• Cryptocurrency and Your Homeowners Insurance
• Insuring waterfront piers, docks, wharves and bulkheads
• Homeowners insurance is still important even if you have paid off your mortgage​​ 
  
• ​How Insurance Endorsements and Riders Work
  
• ​Insuring Your Tiny House
• ​My homeowners insurance premiums are paid by my mortgage company. Can I shop for a better rate and change insurers?​
  

 

​​​Click here for more information on homeowners insurance: 

https://insurance.maryland.gov/Consumer/Pages/homeownersinsurance.aspx​​​

 

Click here for more information on renters insurance: 

https://insurance.maryland.gov/Consumer/Pages/rentersinsurance.aspx​

  ​Click here for more information on condo insurance: 

https://insurance.maryland.gov/Consumer/Pages/condoinsurance.aspx​​​​​

 

• ​Personal Property Inventory List - Learn how to create an inventory of your possessions in case of a loss.
• Should I Hire a Public Adjuster to Help Me Settle My Claim?
• ​Cost Estimators - How to determine the true value of rebuilding your home.
• Download a Home Inventory Tool from the NAIC (for iPhone and Android)
• Consumer Advisory: Contractors or Individuals that Offer to Help You with your Insurance Claim
  Aviso al consumidor: contratistas o personas que se ofrecen a ayudarlo con su reclamo de seguro
• Consumer Advisory:
  What Perils Are Covered Under Your Homeowners Policy?
• Consumer Advisory: Does Homeowners Insurance Pay for the Replacement of your Roof?
  Spanish: El seguro de propietario de vivienda paga el reemplazo del techo
• Consumer Advisory: What Is My Insurance Company Required to Cover if My Siding Is Damaged by Hail or Wind?
• Consumer Advisory: Coverage for Water that Backs Up Through Sewers or Drains
  Spanish: Asesoría del consumidor: Cobertura para el agua que retrocede a través de alcantarillas o desagües
  소비자 자문 – 하수구나 배수구를 통해 역류하는 오수에 대한 보장 범위
• Consumer Advisory: Understanding the Difference between Flood-Water Damage
  Spanish: Asesoría del consumidor: Comprender la diferencia entre el daño por inundación y el daño por agua
  Korean: 홍수 피해와 침수 피해의 차이점에 대한 이해
• Consumer Advisory: Will My Insurance Company Pay for a Place to Live If My Home Is Damaged by a Storm?​
  
• Consumer Advisory: If a Tree Falls on Your Property​
  Spanish: Asesoría del consumidor: si un árbol se cae en su propiedad 
  

 

• ​​Homeowners Insurance - A Comparison Guide to Rates​​​ As of February 2025
  
• Use of Credit History for Homeowners Insurance
  
• Consumer Advisory: My Homeowners Insurance Premiums Are Paid By Mortgage Company. Can I Shop For A Better Rate And Change Insurers?
  
• Consumer Advisory: Why have my Homeowners Insurance Rates Increased and What can I do about It?
  AVISO AL CONSUMIDOR - ¿POR QUÉ HAN AUMENTADO LASTARIFAS DE MI SEGURO DEPROPIETARIO DE VIVIENDA Y QUÉPUEDO HACER AL RESPECTO?
  소비자 자문 - 주택소유자 보험료가 인상된 이유는 무엇이며 이에 대해 어떻게 해야 하나요?​​
  
• Consumer Advisory: File and Use - What Does This Mean and How Does It Work​
  
• Tips on Shopping for Homeowners Insurance
  Consejos Para Comprar Seguros De Viviendas
  주택보험 구매 정보
• Shopping for Homeowners Insurance Company/Policy Comparison Worksheet​

 

​​​Click here to learn more about ​​Flood Insurance:

https://insurance.maryland.gov/Consumer/Pages/flood-insurance.aspx​

 

• ​Advice from the Maryland Home Improvement Commission
• Consumer Advisory: Public Adjusters Must Be Licensed with the Maryland Insurance Administration
• Consumer Advisory: Insurance Advisory for Home Improvement Contractors and Salesmen 
  

 

​Click here for more information on Title Insurance: https://insurance.maryland.gov/Consumer/Pages/Title-Insurance.aspx​​​

 

• ​Consumer Advisory: Can My Homeowners Insurance Company Cancel My Policy If I Am Late Paying My Premium?​
  
  

 

• ​​FAQ Modified Coverage and Mobile/Modular Home
  
• ​Consumer Advisory: Insuring Your Tiny House
• ​​Insurers Offering Coverage for Manufactured Home Insurance in Maryland​
  

  ​While a homeowner’s policy typically does not cover damages from an earthquake, consumers may be able to purchase a separate earthquake insurance policy or endorsement. The terms, conditions and exclusions in an earthquake insurance policy or endorsement will vary from one insurer to the next. Read the policy or endorsement, and talk to your insurance producer when considering your purchase of earthquake insurance. For more general information about such policies, see the National Association of Insurance Commissioner’s brochure "A Consumer's Guide to Earthquake Insurance."

 

​Umbrella Insurance​

 

​​​Click here to view videos or recorded webinars: ​​​Videos​​​

 

​Protecting Your Home From Wildfires: Steps You Can Take​​

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