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Most people do not think about homeowners insurance until they have reason to use it. Although we know that fires, thefts and accidents occur, we tend to think, “Odds are, that will never happen to me.”
Well, odds are more likely that, at some point, you will experience a fire, theft, accident or other loss that may be covered by homeowners insurance. Purchasing homeowners insurance will not prevent fires, thefts or some other types of loss, but it can help you recover from the financial effects of a loss that is covered by your policy.
A homeowners policy also can protect you if someone is hurt or has their property damaged because of something you do or if something that you own hurts someone else or damages their property
Please keep reading to learn more about general information, resources, shopping tips, claims, and more. While the Maryland Insurance Administration does not sell insurance and we cannot recommend a particular policy or insurance company, we do want to help you learn what types of coverage are available. Additionally, we are here to assist you if you have a complaint involving an insurer, an insurance producer, public adjuster or adviser. Click here for Español (Spanish) or 한국어 (Korean)
Wildfires
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