Homeowners and Renters Insurance

Protect Your Home!

Most people do not think about homeowners insurance until they have reason to use it. Although we know that fires, thefts and accidents occur, we tend to think, “Odds are, that will never happen to me.” 

Well, odds are more likely that, at some point, you will experience a fire, theft, accident or other loss that may be covered by homeowners insurance. Purchasing homeowners insurance will not prevent fires, thefts or some other types of loss, but it can help you recover from the financial effects of a loss that is covered by your policy. 

A homeowners policy also can protect you if someone is hurt or has their property damaged because of something you do or if something that you own hurts someone else or damages their property 

Please keep reading to learn more about general information, resources, shopping tips, claims, and more. ​While the Maryland In​surance Administration does not sell insurance and we cannot recommend a particular policy or insurance company, we do want to help you learn what types of coverage are available. Additionally, we are here to assist you if you have a complaint​ involving an insurer, an insurance producer, public adjuster or adviser. Click here for Esp​añol (Spanish) or 한국어 (Korean)

MIA-Homeowners.pngMIA-Renters.png MIA-Condo.png

General Information:

Specific Topics of Home Coverage:​

Additional Insurance Coverage for Your Home:

​Consumer Advisories:

​Download the Home Inventory App

NAIC Home Inventory Web.jpg

Read o​ur Consume​r Publications. These materials provide information about most types of insurance from auto, homeowners, health and life policies to annuities, title insurance and coverage for boats.

If your community group, HOA or organization is interested in a virtual or in-person presentation or speaker, contact Associate Commissioner Patricia Dorn at patricia.​[email protected]​​ or click HERE!​​​​