Homeowners and Renters Insurance

Click here for FARM​​ insurance information. ​

Advisory- Understanding the Difference between Flood-Water Damage 

Advisories and Links to Useful Information

• Time of Your Life Digest: Importance of Homeowner's Insurance August 2018
  Consumer Advisory: Insurance Advisory for Home Improvement Contractors and Salesmen
  August 1, 2016
• Consumer Advisory: What Is My Insurance Company Required to Cover if My Siding Is Damaged by Hail or Wind?
  June 17, 2016
• Consumer Advisory: Coverage for Water that Backs Up Through Sewers or Drains
  January 12, 2016
• Consumer Advisory: Can My Homeowners Insurance Company Cancel My Policy If I Am Late Paying My Premium?
  July 8, 2013
• Consumer Advisory: My Homeowners Insurance Premiums Are Paid By Mortgage Company. Can I Shop For A Better Rate And Change Insurers?
  June 10, 2013
• Consumer Advisory: What Is Umbrella Insurance and Do I Need It?
  April 29, 2013
• Consumer Advisory: Will My Insurance Company Pay for a Place to Live If My Home Is Damaged by a Storm?
  Oct. 29, 2012
• Consumer Advisory: If a Tree Falls on Your Property
  Oct. 29, 2012
• Consumer Advisory: If Your Policy Lapses, Lender May Choose Insurance for You at Your Expense
  Sept. 18, 2012
• Homeowner Reconstruction Cost Estimators
  How to determine the true value of rebuilding your home.
• Use of Credit History for Homeowners Insurance
• Consumer Advisory - If You Have Problems Obtaining a Homeowners Insurance Policy
• Private Mortgage Insurance​
• Maryland Hope Foreclosure Prevention
  A program of the Maryland Department of Housing and Community Development
• Personal Property Inventory List
  Learn how to create an inventory of your possessions in case of a loss.
• Should I Hire a Public Adjuster to Help Me Settle My Claim?
• Who Needs Flood Insurance?
  A message from the Federal Emergency Management Agency (FEMA)
• Advice from the Maryland Home Improvement Commission
• Advice from the Maryland Attorney General
• Property & Casualty Insurance Guaranty Corporation
• Maryland Mortgage Program
  A program of the Maryland Department of Housing and Community Development

Download 
a Home Inventory Tool 
from the NAIC 
(for iPhone and Android)