Regulatory Activity

Written submissions will be considered public documents and will be posted to the Maryland Insurance Administration website.

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Emergency Regulations

 

The Maryland Insurance Administration issued the following Emergency Regulations:

  • Title 31 Maryland Insurance Administration
    Subtitle 1 General Provisions
    Chapter 2 Emergency Powers
    View Regulation: 31.01.02
    Effective: April 28, 2020
    Expires: October 12, 2020
  • Title 31 Maryland Insurance Administration
    Subtitle 1 General Provisions
    Chapter 2 Emergency Powers
    View Regulation: 31.01.02
    Effective: September 1, 2020
    Expires: February 12, 2021

Draft Proposed Regulations

  ​The Maryland Insurance Administration is seeking comment on the following draft proposed regulations prior to publication in the Maryland Register. Comments may be sent to:

   Director of Regulatory Affairs
   The Maryland Insurance Administration
   200 St. Paul Place, Suite 2700
   Baltimore, Maryland 21202
 
Comments also may be submitted by calling 410-468-2007, emailing InsuranceRegReview.mia@maryland.gov, or by faxing to 410-468-2020.
 
  • Title 31 Maryland Insurance Administration
    Subtitle 5 Assets, Liability, Reserves, and Investments of Insurers
    Chapter 8 Credit for Reinsurance
    View the Draft Regulation: 31.05.08.24
    Comments Close November 1, 2020
  • Title 31 Maryland Insurance Administration
    Subtitle 10 Health Insurance - General
    Chapter 49 Pharmacy Services Administrative Organizations and Chapter 50 Filing of PSAO Contracts and Amendments
    View the draft regulation: 31.10.49.50
    Comments close October 14, 2020
    Epic Pharmacy Network Comments - September 30, 2020
    Professional Pharmacy Comments - October 7, 2020
    Arete Pharmacy Network Comments - October 12, 2020
    PSAO Comments - October 13, 2020
    Pharmacy First Comments - October 14, 20209
    NCPA Comments - October 14, 2020
    Pharmacy Providers of OK, Inc. - October 14, 2020
  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    Chapter 19 Managing General Agents
    View the draft regulation: 31.03.19
    Comments close May 21, 2020
  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and other Insurance Professionals
    Chapter 2 Insurance Producers - Continuing Education
    View the Draft Regulation: 31.03.02
    Comments close May 16, 2020
  • Title 31 Maryland Insurance Administration
    Subtitle 9 Life Insurance and Annuities
    Chapter 2 Variable Life Insurance
    View the Draft Regulation: 31.09.02.11
    Comments close December 15, 2019
  • Title 31 Maryland Insurance Administration
    Subtitle 15 Unfair Trade Practices
    Chapter 12 Valuation of Motor Vehicle
    View the Draft Regulation: 31.15.12.04
    Comments close November 29, 2019
  • Title 31 Maryland Insurance Administration
    Subtitle 2 Powers and Duties -- Hearings
    Chapter 1 Hearings
    View the Draft Regulation: 31.02.01
    Comments close April 30, 2019
  • Title 31 Maryland Insurance Administration
    Subtitle 4 Insurers
    Chapter 4 Annual Statements and Participation in National Association of Insurance Commissioners Information System
    View the Draft Regulation: 31.04.04.01
    Comments close January 18, 2019
  • Title 31 Maryland Insurance Administration
    Subtitle 8 Property and Casualty Insurance
    Chapter 14 Coverage for Loss Caused by Water That Backs Up Through Sewers or Drains
    View the Updated Draft Regulation as of December 14, 2018: 31.08.14
    View the Draft Regulation, Posted October 24, 2018: 31.08.14
    Comments close January 14, 2019
  • Title 31 Maryland Insurance Administration
    Subtitle 15 Unfair Trade Practices
    Chapter 12 Valuation of Motor Vehicles
    View the Draft Regulation: 31.15.12.03
    Comments close July 16, 2018
  • Title 31 Maryland Insurance Administration
    Subtitle 14 Long-Term Care
    Chapter 2 Long-Term Care Insurance - Premium Rates and Reserves
    View the Draft Regulation: 31.14.02.03
  • Title 31 Maryland Insurance Administration
    Subtitle 8 Property and Casualty Insurance
    Chapter 5 Addition, Reduction, or Elimination in Coverage Notice Requirement
    31.08.05.02 Notice Requirement
    View the DRAFT proposed regulations. Comments close November 7, 2017. 
Comments may be submitted electronically to insuranceregreview.mia@maryland.gov or by regular mail to:
Lisa Larson, Regulations Manager
Maryland Insurance Administration
200 St. Paul Place, Suite 2700
Baltimore, MD 21202

Proposed Regulations

 

The following regulations have been proposed by the Maryland Insurance Administration and published in the Maryland Register.

  • Title 31 Maryland Insurance Administration
    Subtitle 1 General Powers
    Chapter 2 Emergency Powers
    View the Proposed Regulation as it appeared in the Maryland Register September 25, 2020. Comments close October 26, 2020
  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    Chapter 2 Insurance Producers - Continuing Education Requirements
    View the Proposed Regulation as it appeared in the Maryland Register September 11, 2020. Comments close October 13, 2020
  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    Chapter 19 Managing General Agents
    View the Proposed Regulation as it appeared in the Maryland Register September 11, 2019. Comments close October 13, 2020
  • Title 31 Maryland Insurance Administration
    Subtitle 4 Insurers
    Chapter 23 Corporate Governance Annual Disclosure
    View the Draft Regulation: 31.04.23
    View the Proposed Regulation as it appeared in the Maryland Register January 17, 2010. Comments close February 18, 2020
  • Title 31 Maryland Insurance Administration
    Subtitle 9 Life Insurance and Annuities
    Chapter 7 Charitable Gift Annuities
    View the Draft Regulation: 31.09.07
    Comments close November 1, 2019 the Proposed Regulation as it appeared in the Maryland Register January 3, 2020. Comments close February 3, 2020.
  • Title 31 Maryland Insurance Administration
    Subtitle 9 Life Insurance and Annuities
    Chapter 4 Contracts on a Variable Basis
    View the Proposed Regulation as it appeared in the Maryland Register December 20, 2019. Comments close January 21, 2020.
  • Title 31 Maryland Insurance Administration
    Subtitle 9 Life Insurance and Annuities
    Chapter 4 Contracts on a Variable Basis
    View the Proposed Regulation as it appeared in the Maryland Register June 20, 2019. Comments close July 22, 2019.
  • Title 31 Maryland Insurance Administration
    Subtitle 15 Unfair Trade Practices
    Chapter 12 Valuation of Motor Vehicles
    View the Proposed Regulation as it appeared in the Maryland Register January 18, 2019.
    Comments close February 19, 2019
  • Title 31 Maryland Insurance Administration
    Subtitle 9 Life Insurance and Annuities
    Chapter 4 Contracts on a Variable Basis
    View the Draft Regulation: 31.09.04.03
    View the Proposed Regulation as it appeared in the Maryland Register January 18, 2019.
    Comments close February 19, 2019
  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    Chapter 13 Producer Registers and Documentation of Appointments
    View the Draft Regulation: 31.03.13.02
    View the Proposed Regulation as it appeared in the Maryland Register July 6, 2018.
    View the Re-Proposed Regulation as it appeared in the Maryland Register December 7, 2018.
    Comments close January 7, 2019.
Comments may be submitted electronically to insuranceregreview.mia@maryland.gov or by regular mail to:

Lisa Larson, Regulations Manager
Maryland Insurance Administration
200 St. Paul Place, Suite 2700
Baltimore, MD 21202
 
Comments also may be submitted by calling 410-468-2007 or by faxing to 410-468-2020.

Recently Finalized Regulations

 
The following regulations have been finalized in the previous six months: 
  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    Chapter 6 Surplus lines
    View the Final Action as it appeared in the Maryland Register May 8, 2020. Effective May 18, 2020.
    View the Draft Regulation: 31.03.06
    View comments submitted by Lloyd's January 28, 2020.
    View comments submitted by Neptune Flood Insurance January 27, 2020.
    View comments submitted by APCIA November 1, 2019.
    View comments submitted by ISO October 31, 2019.
    View the Proposed Regulation as it appeared in the Maryland Register January 17, 2010. 
  • Title 31 Maryland Insurance Administration
    Subtitle 9 Life Insurance and Annuities
    Chapter 7 Charitable Gift Annuities
    View the Final Action as it appeared in the Maryland Register March 27, 2020.
  • Title 31 Maryland Insurance Administration
    Subtitle 4 Insurers
    Chapter 23 Corporate Governance Annual Disclosure
    View the Final Action as it appeared in the Maryland Register March 27, 2020.
  • Title 31 Maryland Insurance Administration
    Subtitle 10 Health Insurance - General
    Chapter 46 Pharmacy Benefits Manager - Maximum Allowable Cost
    Chapter 47 Cost Pricing and Reimbursement other than MAC
    Chapter 48 Filing of Contracts and Amendments
    View the Draft Regulation: 31.10.46.47.48
    View comments submitted by PCMA February 4, 2020.
    View comments submitted by NACDS/MACDS January 31, 2020.
    View comments submitted by URAC January 31, 2020.
    View comments submitted by PCMA October 14, 2019.
    View comments submitted by URAC August 7, 2019.
    View comments submitted by PCMA August 9, 2019.
    View the Proposed Regulation as it appeared in the Maryland Register January 3, 2020.
    View the Final Action as it appeared in the Maryland Register March 13, 2020. Effective March 23, 2020.
  • Title 31 Maryland Insurance Administration
    Subtitle 10 Health Insurance - General
    Chapter 21 Private Review Agents
    View the Draft Regulation: 31.10.21.02-1
    View the Uniform Treatment Plan Form
    View the Proposed Regulation as it appeared in the Maryland Register December 6, 2019.
    View the Final Action as it appeared in the Maryland Register February 14, 2020. Effective February 24, 2020.
  • Title 31 Maryland Insurance Administration
    Subtitle 4 Insurers
    Chapter 22 Title Insurers
    View the Draft Regulation: 31.04.22
    View the Proposed Regulation as it appeared in the Maryland Register October 25, 2019.
    View the Final Action as it appeared in the Maryland Register January 17, 2020. Effective April 20, 2020.
  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    Chapter 2 Insurance Producers - Continuing Education Requirements
    View the Draft Regulation: 31.03.02
    View the Proposed Regulation as it appeared in the Maryland Register November 8, 2019.
    View the Final Action as it appeared in the Maryland Register January 17, 2020. Effective January 27, 2020.
  • Title 31 Maryland Insurance Administration
    Subtitle 6 Taxes and Fees
    Chapter 4 Premium Tax -- Required Filings, Payments, Penalties, and Interest
    View the Draft Regulation:  31.06.04
    View the Proposed Regulation as it appeared in the Maryland Register October 25, 2019. Comments close November 25, 2019.
    View the Final Action as it appeared in the Maryland Register January 3, 2020. Effective January 13, 2020.
  • Title 31 Maryland Insurance Administration
    Subtitle 2 Powers and Duties - Hearings
    Chapter 1 Hearings
    View the Proposed Regulation as it appeared in the Maryland Register August 2, 2019.
    View the Final Action as it appeared in the Maryland Register October 11, 2019. Effective October 21, 2019.
  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    Chapter 2 Insurance Producers - Continuing Education Requirements
    View the Draft Regulation: 31.03.02
    View the Proposed Regulation as it appeared in the Maryland Register June 7, 2019
    View the Final Action as it appeared in the Maryland Register September 13, 2019. Effective January 1, 2020.
  • Title 31 Maryland Insurance Administration
    Subtitle 4 Insurers
    Chapter 17 Filing Forms for Approval
    View the Draft Regulation: 31.04.17
    View the Proposed Regulation as it appeared in the Maryland Register June 7, 2019
    View the Final Action as it appeared in the Maryland Register August 16, 2019. Effective October 1, 2019.
  • Title 31 Maryland Insurance Administration
    Subtitle 4 Insurers
    Chapter 4 Annual Statements and Participation in National Association of Insurance Commissioners Information System
    View the Proposed Regulation as it appeared in the Maryland Register March 29, 2019
    View the Final Action as it appeared in the Maryland Register June 21, 2019. Effective October 1, 2019.
  • Title 31 Maryland Insurance Administration
    Subtitle 10 Health Insurance General
    Chapter 25 Required Standard Provisions for Individual Nonprofit Health Service Plan Contracts
    View the Proposed Regulation as it appeared in the Maryland Register January 18, 2019.
    View the Final Action as it appeared in the Maryland Register April 12, 2019. Effective April 22, 2019.
  • Title 31 Maryland Insurance Administration
    Subtitle 9 Life Insurance and Annuities
    Chapter 2 Variable Life Insurance
    View the Draft Regulation: 31.09.02.11
    View the Proposed Regulation as it appeared in the Maryland Register January 18, 2019.
    View the Final Action as it appeared in the Maryland Register April 12, 2019. Effective April 22, 2019.
  • Title 31 Maryland Insurance Administration
    Subtitle 4 Insurers
    Chapter 15 Antifraud Plans
    View the Draft Regulation: 31.04.15.04
    View the Proposed Regulation as it appeared in the Maryland Register January 18, 2019.
    View the Final Action as it appeared in the Maryland Register April 12, 2019. Effective April 22, 2019.
  • Title 31 Maryland Insurance Administration
    Subtitle 8 Property and Casualty Insurance
    Chapter 15 Underwriting Period
    31.08.15.04 Discovery of Material Risk Factor During Underwriting Period
    31.08.15.05 Notice of Recalculated Premium Form
    View the Proposed Regulation as it appeared in the Maryland Register May 11, 2018.
    View the Final Action as it appeared in the Maryland Register January 4, 2019. Effective January 14, 2019.
  • Title 31 Maryland Insurance Administration
    Subtitle 10 Health Insurance - General
    Chapter 6 Standards for Medicare Supplement Policies
    View the proposed regulation 31.10.06 as it appeared in the Maryland Register November 9, 2018.
    View the Final Action as it appeared in the Maryland Register January 4, 2019. Effective January 14, 2019.
  • Title 31 Maryland Insurance Administration
    Subtitle 15 Unfair Trade Practices
    Chapter 3 Life Insurance Disclosure
    View the Draft Regulation: 31.15.03.05
    View the Proposed Regulation as it appeared in the Maryland Register August 17, 2018.
    View the Final Action as it appeared in the Maryland Register November 26, 2018. Effective December 6, 2018. 
  • Title 31 Maryland Insurance Administration
    Subtitle 14 Long-Term Care
    Chapter 2 Long-Term Care Insurance - Premium Rates and Reserves
    View the Draft Regulation: 31.14.02
    View submitted comments from ACLI, Robert Caret, S. Frant and David Beers.
    View the Proposed Regulation as it appeared in the Maryland Register May 25, 2018.
    View the Final Action as it appeared in the Maryland Register November 26, 2018. Effective February 10, 2019.
  • Title 31 Maryland Insurance Administration
    Subtitle 10 Health Insurance - General
    Chapter 16 Carrier Provider Panels - Application Process
    View the Draft Regulation: 31.10.16.05
    View the Final Action as it appeared in the Maryland Register November 26, 2018. Effective December 6, 2018.
  • Title 31 Maryland Insurance Administration
    Subtitle 9 Life Insurance and Annuities
    31.09.16 Accelerated Benefits
    View the DRAFT regulation.
    View the Proposed Regulation as it appeared in the Maryland Register March 30, 2018.
    View comments from ACLI.
    View the Re-proposed Regulation as it appeared in the Maryland Register July 20, 2018.
    View the Final Action as it appeared in the Maryland Register November 26, 2018. Effective December 6, 2018.
  • Title 31 Maryland Insurance Administration
    Subtitle 5 Assets, Liabilities, Reserves, and Investments of Insurers
    Chapter 11 Annual Financial Reporting
    View the Draft Regulation: 31.05.11
    View the Proposed Regulation as it appeared in the Maryland Register July 6, 2018.
    View the Final Action as it appeared in the Maryland Register November 26, 2018. Effective December 6, 2018.
  • Title 31 Maryland Insurance Administration
    Subtitle 15 Unfair Trade Practices
    Chapter 9 Automobile Liability Insurance
    View the Draft Regulation: 31.15.09
    View the Proposed Regulation as it appeared in the Maryland Register June 22, 2018.
    View the Final Action as it appeared in the Maryland Register September 28, 2018. Efffective October 8, 2018.
  • Title 31 Maryland Insurance Administration
    Subtitle 9 Life Insurance and Annuities
    Chapter 5 Replacement of Life Insurance and Annuities
    View the Draft Regulation: 31.09.05.06
    View the Proposed Regulation as it appeared in the Maryland Register July 20, 2018.
    View the Final Action as it appeared in the Maryland Register September 28, 2018. Efffective October 8, 2018.
  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    Chapter 12 Procedures - Written Consent - Federal Law
    View the Draft Regulation: 31.03.12
    View the Proposed Regulation as it appeared in the Maryland Register July 20, 2018.
    View the Final Action as it appeared in the Maryland Register September 28, 2018. Efffective October 8, 2018.
  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    Chapter 6 Surplus Lines
    View the Draft Regulation: 31.03.06.02
    View the Proposed Regulation as it appeared in the Maryland Register March 30, 2018.
    View the Final Action as it appeared in the Maryland Register September 28, 2018. Effective October 8, 2018
  • Title 31 Maryland Insurance Administration
    Subtitle 10 Health Insurance - General
    Chapter 21 Private Review Agents
    View the Draft Regulation: 31.10.21
    View the Proposed Regulation as it appeared in the Maryland Register May 11, 2018.
    View the Final Action as it appeared in the Maryland Register August 17, 2018. Effective August 27, 2018
  • Title 31 Maryland Insurance Administration
    Subtitle 10 Health Insurance - General
    Chapter 20 Certification of HMO Medical Directors
    View the Draft Regulation: 31.10.20
    View the Proposed Regulation as it appeared in the Maryland Register May 11, 2018.
    View the Final Action as it appeared in the Maryland Register August 17, 2018. Effective August 27, 2018

  • Title 31 Maryland Insurance Administration
    Subtitle 10 Health Insurance -- General
    31.10.18 Denials of Coverage Based on Medical Necessity
    View the DRAFT proposed regulations
    View submitted comments from CareFirst and the Maryland Psychiatric Society.
    View the Proposed Regulation as it appeared in the Maryland Register May 11, 2018.
    View the Final Action as it appeared in the Maryland Register July 20, 2018.
    Effective July 30, 2018
  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    Chapter 18 Public Adjusters
    View the Draft Regulation: 31.03.18
    View the Proposed Regulation as it appeared in the Maryland Register May 11, 2018.
    View the Final Action as it appeared in the Maryland Register July 20, 2018.
    Effective July 30, 2018
  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    Chapter 6 Surplus Lines
    31.03.06.09 Disclosure Form
    View the DRAFT proposed regulation.
    View the Proposed Regulation as it appeared in the Maryland Register March 30, 2018.
    View the Final Action as it appeared in the Maryland Register June 8, 2018.
    Effective June 18, 2018
  • Title 31 Maryland Insurance Administration
    Subtitle 9 Life Insurance and Annuities
    31.09.02 Variable Life Insurance
    View the Proposed Regulation as it appeared in the Maryland Register March 2, 2018. Comments close April 2, 2018.
    View the DRAFT proposed regulations.
    View the Final Action as it appeared in the Maryland Register May 11, 2018. Effective May 21, 2018.

Regulatory Review

  In accordance with State Government Article §§ 10-130---10-139, Annotated Code of Maryland, each State agency that adopts regulations must review those regulations every eight years, unless exempt under §10-132.1. The purpose of the review is to determine whether the regulations are necessary for the public interest, continue to be supported by statutory authority and judicial opinion, or are appropriate for amendment or repeal.

When a regulation is under review, notice will appear below.
 
  • No regulations are under review at this time.
When an Evaluation Report is completed and open for comment, it will appear below. 
  • No Evaluation Reports are open for comment at this time. 

Also available are reports on previously evaluated regulations: 

Public Notices

 
 
  • February 19, 2020: Long-Term Care Hearing View the NOTICE as it appeared in the Maryland Register on January 3, 2020.

 

Small Business Resources

 

​Click HERE to subscribe to small business regulatory activity updates.

  • Title 31 Maryland Insurance Administration
    Subtitle 4 Insurers
    Chapter 23 Corporate Governance Annual Disclosure
    View the Draft Regulation: 31.03.06
    Comments close November 1, 2019
  • Title 31 Maryland Insurance Administration
    Subtitle 10 Health Insurance - General
    Chapter 21 Private Review Agents
    View the Draft Regulation: 31.10.21.02-1
    View the Uniform Treatment Plan Form
    Comments close October 7, 2019

SMALL BUSINESS COMPLIANCE GUIDES

The following Compliance Guides are provided in accordance with Section 10-110(d)(3)(ix) of the State Government Article of the Annotate Code of Maryland. The Compliance Guides may be updated, as necessary, from time to time to reflect changes in the proposed regulation(s).  The Compliance Guides are intended to provide a general explanation of the regulation as proposed, and is not intended as legal advice or as an amendment to any regulation.

View: Small Business Compliance Guide for Regulation 31.10.21.02-1  
View: ​Small Business Compliance Guide for Regulation 31.04.23

Contact Information

 
  • Questions concerning regulations may be directed to Lisa Larson, Regulations Manager at 410-468-2007 or lisa.larson@maryland.gov.
 
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