Maryland Insurance Administration

 Regulatory Activity

Written submissions will be considered public documents and will be posted to the Maryland Insurance Administration website.

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Emergency Regulations

 

​The Maryland Insurance Administration issued the following Emergency Regulations:

  • Title 31 Maryland Insurance Administration
    Subtitle 1 General Provisions
    Chapter 2 Emergency Powers
    View Regulation: 31.01.02​
    Effective: April 28, 2020
    Expires: October 12, 2020
  • Title 31 Maryland Insurance Administration
    Subtitle 1 General Provisions
    Chapter 2 Emergency Powers
    View Regulation: 31.01.02
    Effective: September 1, 2020
    Expires: February 12, 2021
​

Draft Proposed Regulations

  ​​​​​​​​​The Maryland Insurance Administration is seeking comment on the following draft proposed regulations prior to publication in the Maryland Register​​. Comments may be sent to:

   Director of Regulatory Affairs
   The Maryland Insurance Administration
   200 St. Paul Place, Suite 2700
   Baltimore, Maryland 21202
 
Comments also may be submitted by calling 410-468-2007, emailing [email protected], or by faxing to 410-468-2020.
 
Comments may be submitted electronically to [email protected] or by regular mail to:
Jessica Blackmon
Maryland Insurance Administration
200 St. Paul Place, Suite 2700
Baltimore, MD 21202

Proposed Regulations

 

​​​​​​​​​​​​​​The following regulations have been proposed by the Maryland Insurance Administration and published in the Maryl​and Register​. 

  • Title 31 Maryland Insurance Administration
    Subtitle 10 Health Insurance General
    Chapter 51 Mental Health Benefits and Substance Use Disorder Befefits
    View the Proposed Regulation​ as it appeared in the Maryland Register May 16, 2025.
    Comments close June 16, 2025

  • Title 31 Maryland Insurance Administration
    Subtitle 9 Life Insurance and Annuities
    Chapter 12 Suitability in Annuity Transactions
    View the Proposed Regulation​ as it appeared in the Maryland Register January 28, 2022.
    Comments close February 28, 2022.
    ACLI Comments - February 28, 2022
    The League of Life and Health Insurers of MD Comments - February 24, 2022
    Insured Retirement Institute Comments - February 28, 2022

  • Title 31 Maryland Insurance Administration
    Subtitle 5 Assets, Liabilities, Reserves, and Investments of Insurers
    Chapter 8 Credit for Reinsurance
    View the draft regulation: 31.05.08.24
    View the Proposed Regulation as it appeared in the Maryland Register April 9, 2021. Comments close May 10, 2021
    Lloyd's Comments - April 16, 2021​

  • Title 31 Maryland Insurance Administration
    Subtitle 10 Health Insurance General
    Subtitle 49 Pharmacy Services Administrative Organizations
    View the Proposed Regulation​ as it appeared in the Maryland Register December 17, 2021.
    Comments close January 18, 2022.
    Healthcare Distribution Alliance (HDA) Comments​ - January 18, 2022

  • Title 31 Maryland Insurance Administration
    Subtitle 4 Insurers
    Chapter 23 Corporate Governance Annual Disclosure
    View the Draft Regulation: 31.04.23
    View the Proposed Regulation as it appeared in the Maryland Register January 17, 2010. Comments close February 18, 2020
Comments may be submitted electronically to [email protected] or by regular mail to:

Jessica Blackmon
Maryland Insurance Administration
200 St. Paul Place, Suite 2700
Baltimore, MD 21202
 
Comments also may be submitted by calling 410-468-2007 or by faxing to 410-468-2020.

Recently Finalized Regulations

 
​​The following regulations have been finalized in the previous six months: 

  • Title 31 Maryland Insurance Administration
    Subtitle 8 Property and Casualty Insurance
    Chapter 3 Notices of Cancellation, Nonrenewal, Premium Increase, and Reduction in Coverage
    View the Proposed Regulation as it appeared in the Maryland Register November 1, 2024.
    View the Final Regulation as it appeared in the Maryland Register February 7, 2025.
  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    Chapter 18 Public Adjusters
    View the Proposed Regulation​ as it appeared in the Maryland Register October 18, 2024.
    View the Final Regulation as it appeared in the Maryland Register December 27, 2024.​

  • Title 31 Maryland Insurance Administration
    Subtitle 4 Insurers
    Chapter 18 Form Filings Under the Maryland Insurance Acquisitions Disclosure and Control Act
    View the Proposed Regulation​ as it appeared in the Maryland Register October 18, 2024.
    View the Final Regulation​ as it appeared in the Maryland Register December 27, 2024.

  • Title 31 Maryland Insurance Administration
    Subtitle 10 Health Insurance - General
    Chapter 30 Disability Benefit Claims Procedures
    View the Proposed Regulation​ as it appeared in the Maryland Register February 9, 2024.
    View the Final Regulation​ as it appeared in the Maryland Register April 4, 2024.

  • Title 31 Maryland Insurance Administration
    Subtitle 5 Assets, Liabilities, Reserves, and Investments of Insurers
    Chapter 8 Credit for Reinsurance
    View the Draft Regulation: 31.05.08.28​
    View the Final Regulation​ as it appeared in the Maryland Register December 1, 2023.

  • Title 31 Maryland Insurance Administration
    Subtitle 4 Insurers
    Chapter 22 Title Insurers
    View the draft regulation: 31.0​4.22
    View the Proposed Regulation​ as it appeared in the Maryland Register June 15, 2023​
    View the Final Regulation as it appeared in the Maryland Register August 11, 2023.

  • Title 31 Maryland Insurance Administration
    Subtitle 10 Health Insurance - General
    Chapter 6 Standards for Medicare Supplement Policies
    View the Draft Regulation: 31.10.06.06​
    View the Proposed Regulation​ as it appeared in the Maryland Register​ May 5, 2023.
    View the Final Regulation​ as it appeared in the Maryland Register August 11, 2023.​
  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers And Other Insurance Professionals
    Chapter 2 Insurance Producers - Continuing Education Requirements
    View the Proposed Regulation​ as it appeared in the Maryland Register May 6, 2022
    View the Final Regulation​ as it appeared in the Maryland Register July 15, 2022.​

  • Title 31 Maryland Insurance Administration​
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    Chapter 13 Producer Registers and Documentation of Appointments
    View the Draft Regulation: 31.03.13.02
    View the Proposed Regulation as it appeared in the Maryland Register May 21, 2021.
    View the Re-Proposed Regulation as it appeared in the Maryland Register December 3, 2021.
    Comments
    APCIA Comments - December 17, 2020
    CareFirst Comments - December 17, 2020
    GEICO Comments - December 17, 2020
    Security Title Comments - November 23, 2020
    View the Final Regulation​ as it appeared in the Maryland Register February 11, 2022.
    Effective February 21, 2022.

  • Title 31 Maryland Insurance Administration
    Subtitle 10 Health Insurance - General
    Chapter 46 Pharmacy Benefits Managers - Maximum Allowable Cost
    View the Proposed Regulation as it appeared in the Maryland Register November 19, 2021.
    View the Final Regulation as it appeared in the Maryland Register January 28, 2022.​

  • Title 31 Maryland Insurance Administration
    Subtitle 10 Health Insurance - General
    Chapter 51 Mental Health Benefits and Substance Use Disorder Benefits - Reports on Nonquantitative Treatment Limitations and Data
    View the draft regulation: 31.10.51
    View the Final Regulation​ as it appeared in the Maryland Register December 17, 2021.

    Final Template Reporting Forms, Instructions and Supplement for COMAR 31.10.51

    The deadline to file the first NQTL Analysis Reports and MHPAEA Data Reports with the MIA is March 1, 2022.  However, the four Data Supplement forms are not required to be submitted until April 1, 2022.​

  • Title 31 Maryland Insurance Administration
    Subtitle 1 General Provisions
    Chapter 2 Emergency Powers
    View the Proposed Regulation as it appeared in the Maryland Register September 10, 2021.
    View the Final Action​ as it appeared in the Maryland Register November 19, 2021.

  • Title 31 Maryland Insurance Administration
    Subtitle 8 Property and Casualty Insurance
    Chapter 3 Notice of Cancellation, Nonrenewal, Premium Increase, and Reduction in Coverage
    View the Draft Regulation: 31.08.03
    View the Proposed Regulation as it appeared in the Maryland Register August 27, 2021
    Branch Insurance Comments - September 27, 2021
    Comments close September 27, 2021
    View the Final Action as it appeared in the Maryland Register November 5, 2021.

  • Title 31 Maryland Insurance Administration
    Subtitle 4 Insurers
    Chapter 14 Life and Health Insurance Guaranty Corporation Coverage - Notice Requirements
    View the Final Action as it appeared in the Maryland Register September 10, 2021.

  • Title 31 Maryland Insurance Administration
    Subtitle 8 Property and Casualty Insurance
    Chapter 3 Notices of Cancellation, Nonrenewal, Premium Increase, and Reduction in Coverage
    View the Proposed Regulation as it appeared in the Maryland Register October 9, 2020. Comments closed November 9, 2020
    View the Final Action as it appeared in the Maryland Register February 12, 2021.

  • Title 31 Maryland Insurance Administration
    Subtitle 1 General Powers
    Chapter 2 Emergency Powers
    View the Proposed Regulation as it appeared in the Maryland Register September 25, 2020. Comments close October 26, 2020
    View the Final Action as it appeared in the Maryland Register December 18, 2020.

  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    Chapter 19 Managing General Agents
    View the Proposed Regulation as it appeared in the Maryland Register September 11, 2019.
    View the Final Action as it appeared in the Maryland Register December 4, 2020. Effective December 14, 2020.

  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    Chapter 2 Insurance Producers - Continuing Education Requirements
    View the Proposed Regulation as it appeared in the Maryland Register September 11, 2020.
    View the Final Action as it appeared in the Maryland Register December 4, 2020. Effective December 14, 2020.

  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    Chapter 6 Surplus lines
    View the Final Action as it appeared in the Maryland Register May 8, 2020. Effective May 18, 2020.
    View the Draft Regulation: 31.03.06
    View comments submitted by Lloyd's January 28, 2020.
    View comments submitted by Neptune Flood Insurance January 27, 2020.
    View comments submitted by APCIA November 1, 2019.
    View comments submitted by ISO October 31, 2019.
    View the Proposed Regulation as it appeared in the Maryland Register January 17, 2010. 

Regulatory Review

  ​In accordance with State Government Article §§ 10-130---10-139, Annotated Code of Maryland, each State agency that adopts regulations must review those regulations every eight years, unless exempt under §10-132.1. The purpose of the review is to determine whether the regulations are necessary for the public interest, continue to be supported by statutory authority and judicial opinion, or are appropriate for amendment or repeal.

When a regulation is under review, notice will appear below. 
  • No regulations are under review at this time.
When an Evaluation Report is completed and open for comment, it will appear below. 
  • No Evaluation Reports are open for comment at this time. 

Also available are reports on previously evaluated regulations: 

Small Business Resources

 

​​Click HERE to subscribe to small business regulatory activity updates.

  • Title 31 Maryland Insurance Administration
    Subtitle 4 Insurers
    Chapter 23 Corporate Governance Annual Disclosure
    View the Draft Regulation: 31.03.06
    Comments close November 1, 2019
  • Title 31 Maryland Insurance Administration
    Subtitle 10 Health Insurance - General
    Chapter 21 Private Review Agents
    View the Draft Regulation: 31.10.21.02-1
    View the Uniform Treatment Plan Form
    Comments close October 7, 2019

SMALL BUSINESS COMPLIANCE GUIDES

The following Compliance Guides are provided in accordance with Section 10-110(d)(3)(ix) of the State Government Article of the Annotate Code of Maryland. The Compliance Guides may be updated, as necessary, from time to time to reflect changes in the proposed regulation(s).  The Compliance Guides are intended to provide a general explanation of the regulation as proposed, and is not intended as legal advice or as an amendment to any regulation.

View: Small Business Compliance Guide for Regulation 31.10.21.02-1  
View: ​Small Business Compliance Guide for Regulation 31.04.23

Contact Information

 
 
​​​​​​​​​​​​​​​
Maryland Insurance Administration
200 St. Paul Place
Suite 2700
Baltimore, MD 21202
410-468-2000
1-800-492-6116 (toll free)
1-800-735-2258 (TTY)