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To carriers: pursuant to § 15-144 of the Insurance Article, Annotated Code of Maryland and COMAR 31.10.51, on or before September 1, 2026, and every two years thereafter, each carrier subject to this law must submit a comparative analysis report to the Maryland Insurance Administration (MIA) for each product offered by the carrier in the individual, small, and large group markets. The reports must be submitted using only the templates and associated instructions developed by the Commissioner and posted below, on the MIA’s website. Reports should be submitted to the MIA via email at: [email protected]. Please email the MIA at [email protected] if you need assistance in accessing the files below.