The Maryland Insurance Administration (MIA) announces the final two virtual, open meetings of the 2026 Private Passenger Automobile Insurance Affordability Study Workgroup.
The 2026 Private Passenger Automobile Insurance Affordability Workgroup was established under Senate Bill 865 (2026) to extend, alter, and build upon the foundational work completed by its 2025 predecessor Workgroup (established by House Bill 1098 (2025)). A detailed accounting of the 2025 Workgroup’s work and findings can be found in its final report.
The 2026 Workgroup will continue the efforts of the 2025 Workgroup, but will not be revisiting every topic previously explored. Instead, the focus will be on providing clear, data-driven recommendations aimed at reducing premiums. Specifically, the group will concentrate on areas such as territorial rating, addressing disparate impacts, and exploring alternative rating structures. A report outlining the workgroup's findings and recommendations is due by January 1, 2027.
In furtherance of the workgroup's study and the development of the required report, the workgroup will hold a series of virtual public meetings. Details for the final two of which, found below:
Upcoming Meetings:
2026 Private Passenger Automobile Insurance Affordability Study Workgroup
Meeting #2
Wednesday, October 28, 2026, 10:00 a.m. - 12:30 p.m.
Agenda for meeting two Private Passenger Automovile Insurance Affordability Study Workgroup
This meeting is virtual through the Zoom platform.
ZoomGov Registration Link:
https://maryland-insurance.zoomgov.com/webinar/register/WN_H4o9oKcbQ4GDJqSEkok8zg
After registering, you will receive a confirmation email containing information about joining the webinar. Information for the Maryland Relay Service can be found at doit.maryland.gov/mdrelay2026 Private Passenger Automobile Insurance Affordability Study Workgroup
2026 Private Passenger Automobile Insurance Affordability Study Workgroup
Meeting #3
Thursday, November 19, 2026, 10:00 a.m. - 12:00 p.m.
This meeting is virtual through the Zoom platform.
ZoomGov Registration Link: https://maryland-insurance.zoomgov.com/webinar/register/WN_EhGkrLfnTxiKMRYzWG6QiA
After registering, you will receive a confirmation email containing information about joining the webinar. Information for the Maryland Relay Service can be found at doit.maryland.gov/mdrelay
2026 Private Passenger Automobile Insurance Affordability Study Workgroup
Meeting #4
Tuesday, December 15, 2026, 10:00 a.m. - 12:00 p.m.
This meeting is virtual through the Zoom platform.
ZoomGov Registration Link: https://maryland-insurance.zoomgov.com/webinar/register/WN_mfAdxdbJSOSc2ez7rYWOuw
After registering, you will receive a confirmation email containing information about joining the webinar. Information for the Maryland Relay Service can be found at doit.maryland.gov/mdrelay
Agendas and materials will be posted on the MIA website in advance of each meeting. Material that is considered by workgroup members, but not necessarily specifically discussed at any workgroup meeting, will also be posted. Members of the public will have the opportunity to sign up in advance to provide live feedback on the topics to be covered at each meeting, after the Workgroup's discussions, as time and technology allow.
Previous Meetings
2026 Private Passenger Automobile Insurance Affordability Study Workgroup
Meeting #1
Thursday, September 24, 2026, 10:00 a.m. - 12:00 p.m.
Agenda for meeting one Private Passenger Automobile Insurance Affordability Study Workgroup
View video of September 24 Private Passenger Automobile Insurance Affordability Study Workgroup Meeting ONE
Evaluating Unintentional Bias in Private Passenger Auto Insurance presentation from the DC Department of Insurance Securities and Banking
Maryland Insurance Administration Presentation for Workgroup Meeting One
Read comments submitted for 2026 Private Passenger Automobile Insurance Affordability Study Workgroup
