Health Carriers Propose Affordable Care Act Premium Rates for 2026

Anticipated loss of federal enhanced premium tax credits leads to highest individual market rate increases proposed since the start of Maryland's reinsurance program

​BALTIMORE - The Maryland Insurance Administration has received the 2026 proposed premium rates for Affordable Care Act products offered by health and dental carriers in the individual, non-Medigap and small group markets, which impact approximately 502,000 Marylanders.

See full press release here.
See release exhibits here.
See Public hearing notice here.
View video of hearing here​.​
Comment: Maryland Hospital Association​ July 27, 2025
Comment: Maryland Hospital Association Follow Up​ August 27, 2025