Insurer Good Faith Requirements

​A primary role of the Maryland Insurance Administration is to ensure that during the claims process insurance companies act in accordance with State insurance laws. There are two ways the Insurance Administration may assist you with a complaint about a first-party property and casualty (property and casualty insurance includes automobile, homeowners, fire and/or dwelling, inland marine, commercial liability policies) or individual disability insurance claim. You may file an administrative consumer complaint with the Insurance Administration and have your complaint investigated. For more information on how to file and administrative complaint, please click HERE.
 
If, however, a Maryland consumer believes that his/her property and casualty insurer or his/her disability insurer failed to act in good faith in making a decision and wants to seek special damges against the insurer, he/she may file a civil complaint with the Insurance Administration.

 

General Background

 
 
27-1001 Civil Complaint Process
 
 
Form to file 27-1001 cases

Click on the link above to submit your Section 27-1001 Complaint Information Sheet electronically.
Please note that once you submit your complaint form electronically you will receive two email
confirmations. The first verifies that you have completed the form. A second will confirm receipt of your
electronically filed complaint with further instructions to complete your 27-1001 complaint filing.
 
  • Chapter 150

    ​SB 389 as enrolled
     
    The law that created the administrative process for these civil filings.


  • ​​​HB 990​
The Amended Law 
 
 
COMAR 31.08.11 being enacted by the MIA to implement this process

 

​Bulletins to Industry

          Bulletin 16-30
          October 21, 2016
For Cases under 27-1001 of the Insurance Article and 3-1701 of the Courts and Judicial Proceedings Article
 
 
As of October 1, 2016
This is an Excel spreadsheet that should be saved, then filled out and submitted as instructed.
 
 
As of October 1, 2016
 
​​This is an Excel spreadsheet that should be saved, then filled out and submitted as instructed. 
 

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