Resources for Young Adults

We're here to tell you that insurance is for everyone - all ages! ​Although it may not seem like a top priority right now, insurance is a concern all young adults need to think about. Having the right type insurance can provide protection that can help prevent major financial setbacks. Here are some areas of insurance that are vital to young adults:

Auto Insurance​​

MIA (2).pngWhen you're a new driver, chances are you were covered under your parents’ automobile insurance policy, and if you drive a car owned by them, you likely will still be covered under their policy. But if you own your own vehicle, you will need an individual automobile insurance policy.

To learn more, the MIA has a consumer publication for teen and young drivers. Click here to​ access the guide and check out these tips.​​​

Renters Insurance​

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What if something should happen to your personal belo​ngings? Many items can be expensive and costly to replace, such as computers, cell phones, and more. If the unthinkable happens -- maybe a fire or a burglary -- would you be able to replace the items? Renters insurance can cover your belongings, living expenses if you’re displaced, and liability if someone is injured in your apartment. Renters insurance is usually very affordable. 

​If you live on campus in a dorm, your parents’ homeowner’s policy may still cover your belongings, although they should check with their insurance agent to make sure. If you rent, you will probably not be covered by your parents’ homeowner’s insurance policy. You need to read, "Why Renters Insurance Is a​ Good Idea," click here.

Health Insurance​​

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Did you know that parents/guardians can keep their children on a health insurance plan until the age of 26? Check with your parents or guardian to see if you're still covered. If not, then you'll need to purchase a plan for yourself. It may be more affordable than you think. You definitely have some options. If you're a college student, your school may sell student plans, which are sold by an insurer who's contracted with college to offer coverage to students. Even if you have access to a student health plan, you can apply for coverage through Maryland Health Connection -- the state’s Affordable Care Act marketplace. There are other options as well. 

To learn more, visit Getting Covered if You’re Under 30.​ (en Espanol)

Please visit our consumer page for additional topics, as there are many different types of insurance for all stages of life. Click here.​​

Insurance Terms​

MIA Student.pngSome insurance terms may be confusing - especially acronyms. We have compiled a list of over 200 insurance words in short videos called "Word of the Day" or try the NAIC's glossary​

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Are you a College or University and want to share information or simply want to pass this information along to a college students? We have created this document just for you to share. Click here to access the document.

Watch this video on auto insurance for young drivers:​​


​Watch this video on renters insurance:

​​Watch this video on health insurance:​​


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