The MIA is committed to working with public and private resources to help those who lack legal status, and those who are uninsured, or lack access to health coverage and health care. We are committed to providing clear, accurate information about the health coverage available, as well as free and low-cost healthcare resources.
How to Purchase Health Insurance:
Marylanders can purchase the exact same ACA (Affordable Care Act) compliant individual or family health insurance plans from
Maryland Health Connection (MHC) marketplace and directly from insurance companies that have plans on the MHC marketplace.
Click
here to learn How to purchase health insurance if you are an immigrant without legal immigration status.
Short-Term, Limited Duration Insurance (STDI) Coverage:
Short-Term, Limited Duration Insurance (STDI) policies are Major Medical Health Insurance coverage, but they only last for a short time. STDI policies in Maryland end after three months and cannot be renewed.
To learn more about: Short-Term, Limited Duration Insurance (STDI)
Limited Benefit Health Insurance Coverage:
There are other types of Health Insurance coverage that are not ACA (Affordable Care Act) compliant that are available regardless of your legal status. Click on the topic below to learn more about the pros and cons of each Limited Benefit Health Insurance product:
Verifying Information with the Maryland Health Connection
IMPORTANT SCAM WARNING: This one step can save you from hundreds or thousands of dollars by avoiding potential fraud, and save you time spent dealing with the consequences of interacting with a scammer.
If you are looking for MAJOR MEDICAL HEALTH INSURANCE, please contact the Maryland Health Connection or one of the health insurance carriers directly. You can find the most up-to-date contact information for these entities here.
If you receive an unsolicited call regarding health insurance plans, consider ending the phone call immediately. If you must engage with the caller: get a name, phone number to call them back and contact the Maryland Insurance Administration immediately at 800-492-6116 to confirm that that caller has a license to sell health insurance in Maryland.
Before you contact an agent or broker selling STDI or Excepted Benefit policies, contact the Maryland Insurance Administration at 800-492-6116 to confirm the agent or broker is licensed to sell health insurance in Maryland.
Under no circumstances should you skip this step in your search for an STDI or Excepted Benefit product in Maryland. This one step can save you from hundreds or thousands of dollars by avoiding potential fraud, and save you time spent dealing with the consequences of interacting with a scammer.
