Resources specific to older adults:​​​ ​​

• Annuities – Make an informed decision before purchasing an annuity. ​
  

• Life Insurance – Know the difference between Term and Permanent Life Insurance products, understand Viatical Settlements, or find a missing life insurance policy. ​
  

• Scams and Fraud - Protect yourself or report insurance fraud. To report Medicare fraud, learn about the Senior Medicare Patrol.
  

• Long-term Care Insurance – Long term care involves services that meet a person’s health or personal care needs.​

Medicare:

Preparedness:

Local and State Older Adult Resources​:​​

• Maryland De​partment of Aging
• Maryland Access Point​​​
  
• Senior Health Insurance Assistance Program (SHIP) 
  
• Maryland Health Care Commission ​​
  
• Maryland Department of Health​​​​
  
• Maryland Senior Prescription Drug Assistance Program
  
• Maryland Office of the Attorney General
  
• Maryland Department of Veterans Affairs
  
• Senior Medicare Patrol (learn about or report Medicare fraud)
  

National Older Adult Resources

• National Council on Aging (NCOA)​
  
• U.S. Administration on Aging
  
• U.S. Department of Veterans Affairs​