The Maryland Insurance Administration has received four requests from UnitedHealthcare for mid-year rate changes in the small group market, effective October 1, 2026. Combined, this represents an average 17.6% increase and would impact 26,199 members.
The currently approved average increase for October 1 is 9.4%. This request represents an additional 7.5% above this current, pre-filed quarterly increase. The factor driving a higher rate request is an increase to the projected pricing trend.
UnitedHealthcare is requesting rate changes on products sold by the following four legal entities::
UnitedHealthcare Insurance Company
Members: 12,379
Requested Average Increase: 16.5%
MAMSI Life and Health Insurance Company
Members: 8,615
Requested Average Increase: 19.3 %
Optimum Choice Inc.
Members: 3,968
Requested Average Increase: 17.5%
UnitedHealthcare of the Mid-Atlantic Inc.
Members: 1 ,237
Requested Average Increase: 17.1%
The Maryland Insurance Administration will hold a virtual public hearing on this request at the date, time and location below:
THURSDAY, MAY 14, 2026, 10 A.M. TO 12 P.M.
ZoomGov Link: https://maryland-insurance.zoomgov.com/j/1608260671
Dial-In: (646) 828-7666
Webinar ID: 160 826 0671
Company filings regarding this request can be found at the Insurance Administration’s online portal: https://www.apps.insurance.maryland.gov/ACARateDisclosure/. Written comments on this request can be submitted prior to the public hearing through the portal.
If you would like to present or offer public comments during the virtual hearing, please notify the Maryland Insurance Administration in advance by submitting your request to [email protected].
To the extent that time and technology permit, the MIA will hear from unregistered participants who access the Zoom Webinar platform. Written testimony for the public hearing may be submitted through the filing portal or by email to [email protected] and must be received by 5 p.m. on Friday, May 15, 2026.
Questions about Maryland’s rate review process should be directed to Bradley Boban, Chief Actuary, at 410-468-2065, or by email at [email protected].
