Notice of Continuation Rights

​Notice of Continuation Rights When Employment Ends ​

You and other members of your family may be eligible under Maryland law to continue to be covered by your former employer’s health insurance policy if:  

  • You quit your job or you were terminated from your employment for a reason other than for cause; and 
  • You were covered by your employer under a group hospital-medical policy or a health maintenance organization (HMO) for at least three months prior to being separated from your employment, and 
  • You do not now have other similar insurance. 

If you wish to continue your health coverage, you MUST give your employer written notice no later than 45 days after your last day of work.  

IMPORTANT: You will be responsible for paying the entire cost of the health insurance policy.  

For further information about the program, you should contact your former employer, or if necessary telephone the Maryland Insurance Administration at 1-800-492-6116.

THIS NOTICE APPLIES TO STATE LAW.  YOU MAY HAVE BROADER BENEFITS UNDER FEDERAL LAW.  

Notice of Continuation Rights After Divorce ​​

You and your dependent child may be eligible under Maryland law to continue to be covered by your former spouse’s group health insurance policy if:  

  • You and your spouse divorce, and
  • You were covered under the spouse’s group hospital-medical policy or a health maintenance organization (HMO) for at least 30 days prior to the divorce, and
  • You do not now have other similar insurance. 

If you wish to continue your health coverage, you or your former spouse MUST give your spouse’s employer written notice no later than 60 days after the divorce.  

IMPORTANT: You or your former spouse will be responsible for paying the entire cost of your continuation coverage.  

For further information about the program, you should contact your former spouse’s employer, or if necessary telephone the Maryland Insurance Administration at 1-800-492-6116.  

THIS NOTICE APPLIES TO STATE LAW.  YOU MAY HAVE BROADER BENEFITS UNDER FEDERAL LAW.  

Notice of Continuation Rights for a Surviving Spouse 

You and other members of your family may be eligible under Maryland law to continue to be covered by the group health insurance policy of your deceased spouse’s employer if:  

  • Your spouse was covered by his or her employer’s plan under a group hospital-medical policy or a health maintenance organization (HMO) for at least three months prior to his or her death. 
  • You were covered under this same plan for at least 30 days prior to his or her death, and 
  • You do not now have other similar insurance. 

If you wish to continue your health coverage, you MUST give your deceased spouse’s employer written notice no later than 45 days after the death of your spouse.  

IMPORTANT: You will be responsible for paying the entire cost of the health insurance policy.  

For further information about the program, you should contact your deceased spouse’s employer, or if necessary telephone the Maryland Insurance Administration at 1-800-492-6116.  

THIS NOTICE APPLIES TO STATE LAW.  YOU MAY HAVE BROADER BENEFITS UNDER FEDERAL LAW.  ​