Long-Term Care Hearing May 13, 2020

​The Maryland Insurance Administration will conduct a public hearing on specific rate increase requests being made by certain Long-Term Care Insurance carriers operating in Maryland. The hearing will focus on several rate increase requests before the Maryland Insurance Administration. In the individual long-term care market, these include requests from Berkshire Life Insurance Company of America, Brighthouse Life Insurance Company,  Continental Casualty Company, MedAmerica Insurance Company and Bankers Life and Casualty Company. The purpose of the hearing is for insurance company officials to explain their reasons for the rate increases. Interested stakeholders will also have the opportunity to provide comments at the hearing. Prior to the hearing, copies of each company’s actuarial memorandum will be posted to the Maryland Insurance Administration’s website.

Form numbers impacted by the rate requests are outlined below:

Berkshire Life Insurance Company of America: BG01P(06/04)-MD, BG01P(01/09)-MD

Brighthouse Life Insurance Company: H-LTC2J-30 et al., H-LTC3J et al., H-LTC3JP20 et al., H-LTC3JQ8 et al., H-LTC4JQ9 et al., H-LTC4JFQ17 et al.

Continental Casualty Company: P1-N0080, P1-N0081, P1-N0085, P1-N0086, P1-N0095, P1-N0096, P1-N0100, P1-N0101, P1-N0075, P1-N0076, P1-N0090, P1-N0091

MedAmerica Insurance Company: FC-336-MD, FC-337-MD

Bankers Life and Casualty Company: GR-N190, GR-N194, GR-N340, GR-N370, GR-N350, GR-N380

Pursuant to Executive Order of the Governor of the State of Maryland on Prohibiting Large Gatherings and Events, issued March 5, 2020, to protect the public health, safety, and welfare, the hearing will be held via conference call.

The hearing will be held:

Wednesday, May 13, 2020
9:00A.M. to 12:00 P.M.

Conference Call Line:
Number: 650-781-1476
Code: 684075374#

Information for the Maryland Relay Service can be found at doit.maryland.gov/mdrelay
If you wish to provide oral testimony, please RSVP to Nancy Muehlberger.  Testimony will only be heard via the telephone to those who have RSVP’d in advance of the public hearing.  Interested parties are also encouraged to submit written comments in advance of the hearing date. Written comments and RSVPs should be sent to Nancy Muehlberger by May 6, 2020, either by email to longtermcare.mia@maryland.gov or by mail to 200 St. Paul Place, Suite 2700, Baltimore, MD 21202 or by fax to 410-468-2038.

Questions regarding this hearing should be directed to Nancy Muehlberger by phone to 410-468-2050, or by e-mail to nancy.muehlberger@maryland.gov.

Complaints regarding individual policy premium rates, premium increases or particular policy provisions should be directed to the Consumer Complaints Unit. Please call 410-468-2244 or visit the following website for more information on how to file a complaint: http://insurance.maryland.gov/Consumer/pages/FileAComplaint.aspx.

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