Long-Term Care Approved Rates for 2026

American General Life Insurance Company

Policy Forms:  64028-MD, C12271-MD, 64031, 64032 ( SERFF:  LTCG-134781398)

Approved: 10% for all insured

The Company originally requested: 25% for all insured

Approved: 5/14/2026
Proposed Effective Date:  After approval and fulfillment of all statutory and contractual requirements.

Genworth Life Insurance Company

Policy Forms: 7052MD (SERFF: GEFA-134558200)

Approved:

15% for policies with lifetime benefit period and high BIO
15% for policies with lifetime benefit period and low BIO
15% for policies with limited benefit period and high BIO

The Company originally requested:

180% for policies with lifetime benefit period and high BIO
129% for policies with lifetime benefit period and low BIO
105% for policies with limited benefit period and high BIO
*High BIO does not include policies without BIO or 1% BIO

Approved: 4/14/2026
Proposed Effective Date: The increase will be implemented on policy's billing anniversary date, following a 60-day policyholder notification period.​​

Continental Casualty Company

Policy Forms: P1-N0080-A19, P1-N0081-A19, P1-N0085-A19, P1-N0086-A19, P1-N0095-A19, P1-N0096-A19, P1-N0100-A19, P1-N0101-A19  (SERFF: CNAB-134523083)

Approved:

32.25% rate increase phased in over two years at 15% annually for policies with No Inflation/ Lifetime Benefits

21% rate increase phased in over two years at 10% annually for policies with No Inflation/ Non-Lifetime Benefits

The Company originally requested:
 
212.3% rate increase for policies with No Inflation/ Lifetime Benefits
79.1% rate increase for policies with No Inflation/Non-Lifetime Benefits

Approved: 1/13/26​
Proposed Effective Date: The rate increase will apply to policies on their next premium due date following a notification period at least as long as required by your state following approval.