Based on its diverse economy, Maryland is often described as “America in Miniature.” Our agricultural heritage is part of that diversity. One need only travel from Western Maryland to the Lower Eastern Shore to recognize the importance of farming in our state.

The statistics are amazing. According to the United States Department of Agriculture, there are more than 12,000 farms in our state, which span nearly 2 million acres of land. The challenge for today’s farmers is to hold onto their land and maintain a viable source of income for their families and their communities.

In an effort to stay competitive, more farm owners are expanding their operations beyond the traditional crop harvesting to what is now called “agri-tourism.” Hayrides, corn mazes, “pick-your-own” products and roadside stands are all becoming common enterprises as farmers look for ways to generate more revenue from their operations and educate others to the farm lifestyle. As farmers expand their traditional operations to include new and different operations, they are met with new liability issues and new insurance needs.