A Maryland public adjuster license allows the holder to adjust claims on behalf of the insured for loss or damage to real or personal property of the insured covered by an insurance policy.
Maryland issues licenses to individuals and business entities to act as Public Adjusters. Maryland does not license staff adjusters (i.e. individuals who are employed by and adjust losses for an insurer).
To apply for a license as a public adjuster, a business entity must:
Individual public adjuster licenses are issued on a biennial basis to expire on the last day of the Public Adjuster’s birth month. Business entity licenses are issued to expire 2 years from the date of issuance.
Renewal applications may be submitted up to 90 days prior to the license expiration date. The fee to renew a Public Adjuster license is $65. This includes the $50 renewal fee and the $15 fraud prevention fee.
For up to one (1) year after the expiration date, former licensees may reinstate an expired license by submitting the required application, $50 renewal fee, $15 fraud prevention fee, proof of completion of the continuing education requirements in § 10-408, and $100 reinstatement fee.
After one (1) year from the expiration date, former licensees may re-apply for an initial license by completing all the Maryland initial license requirements.
Note: Regardless of who completes the application, the license applicant is ultimately responsible for the contents of the application and must provide accurate and complete information (if the application was completed by someone other than the applicant, the person who completes an application may also be held responsible for the contents of the application). An application that fails to disclose or fails to provide accurate information may result in the DELAY and/or DENIAL of the application. If your license has already been issued and it is later discovered that the information contained in your application is not true, correct, or complete, your license may be REVOKED and you may be subject to monetary PENALTIES (if the application was completed by someone other than the applicant, the person who completed the application may also be subject to administrative action). If in doubt, disclose.
In most cases, complete applications are processed in 7-10 business days. Incomplete applications may incur delays, be rejected/denied or not be processed. Incomplete applications pending over 120 days may be rejected.
Do a NAME SEARCH to verify if your application has been approved. When you have your license number, go to PRINT LICENSE to get a copy of your license. Fill in all search criteria to enable a successful search . Maryland does not send hard copies of licenses.
Note: All license or certificate fees are non-refundable and non-transferable whether the application has been approved, denied, cancelled, withdrawn, or when an applicant submits multiple applications for the same license or certificate.
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