Credit Life


Maryland issues limited lines licenses to producers who sell coverage under a policy of  credit life insurance, credit health insurance or credit involuntary unemployment benefit insurance in connection with a loan or credit transaction for which premiums are payable for  less than 10 years.


To apply for a license as a Limited Lines Producer, the applicant must:
  • pay the applicable fee of $54, required by Insurance Article, § 2-112, Annotated Code of  Maryland;
  • complete and submit the NAIC Uniform Individual Application.

Individual producer licenses are issued to expire on the last day of the producer’s birth month. Business entity licenses are issued to expire 2 years from the date of issuance.

For up to one (1) year after the expiration date, licensees may reinstate an expired license by submitting the required application, $54 renewal fee, $15 fraud prevention fee and $100 reinstatement fee.

After one (1) year from the expiration date, licensees may apply for an initial license by completing all the Maryland initial license requirements.


Applications may be submitted via:
  • online through NIPR ( A confirmation email will be sent to the email address      provided on the application when your online application has been received. Make note of the    transaction number so you may reference this when sending additional documents or              inquiring for status.
  • or paper application, along with any additional documents,  should be mailed to:

    The Maryland Insurance Administration
    Attn: Producer Licensing
    200 Saint Paul Place, Suite 2700
    Baltimore, Maryland 21202

*Payments should be in the form or a check, money order, or cashier’s check made payable to:  Maryland Insurance Administration.


Note: Regardless of who completes the application, the license applicant is ultimately responsible for  the contents of the application and must provide accurate and complete information (if the application  was completed by someone other than the applicant, the person who completes an application may  also be held responsible for the contents of the application).  An application that fails to disclose or fails to  provide accurate information may result in the DELAY and/or DENIAL of the application.  If your license  has already been issued and it is later discovered that the information contained in your application is  not true, correct, or complete, your license may be REVOKED and you may be subject to monetary  PENALTIES (if the application was completed by someone other than the applicant, the person who  completed the application may also be subject to administrative action). If in doubt, disclose. 
Supplement forms and/or inquiries may be submitted by email to
In most cases, complete applications are processed in 7-10 business days.  Incomplete applications may incur delays, be rejected/denied or not be processed. Incomplete applications pending over 120 days may be rejected.
Do a NAME SEARCH​ to verify if your application has been approved. When you have your license number, go to PRINT LI​CENSE​ to get a copy of your license. Fill in all search criteria to enable a successful search. Maryland does not send copies of licenses. 

Note: All license or certificate fees are non-refundable and non-transferable whether the application has been approved, denied, cancelled, withdrawn, or when an applicant submits multiple applications for the same license or certificate.

Maryland Insurance Administration
Producer Licensing Customer Service: 1-888-204-6198
Producer Licensing Fax: (410) 468-2399
Producer Licensing Email:

Human Trafficking GET HELP

National Human Trafficking Hotline - 24/7 Confidential

1-888-373-7888 233733 More Information on human trafficking in Maryland

Customer Service Promise

The State of Maryland pledges to provide constituents, businesses, customers, and stakeholders with friendly and courteous, timely and responsive, accurate and consistent, accessible and convenient, and truthful and transparent services.

Take Our Survey

Help Stop Fraud in State Government

The Maryland General Assembly’s Office of Legislative Audits operates a toll-free fraud hotline to receive allegations of fraud and/or abuse of State government resources. Information reported to the hotline in the past has helped to eliminate certain fraudulent activities and protect State resources.

More Information