Regulatory Activity

Written submissions will be considered public documents and will be posted to the Maryland Insurance Administration website.

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Emergency Regulations 

 

Draft Proposed Regulations 

The Maryland Insurance Administration is seeking comment on the following draft proposed regulations prior to publication in the Maryland Register. Comments may be sent to:

   Director of Regulatory Affairs
   The Maryland Insurance Administration
   200 St. Paul Place, Suite 2700
   Baltimore, Maryland 21202
 
Comments also may be submitted by calling 410-468-2201, emailing InsuranceRegReview.mia@maryland.gov, or by faxing to 410-468-2020.
 
  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    31.03.03 Fiduciary Responsibility of Insurance Producers: Premium Accounts Commingling of Funds
    View the draft proposed regulation. Comments close October 31, 2016.
    View submitted comments from IA&B.
     

Proposed Regulations

The following regulations have been proposed by the Maryland Insurance Administration and published in the Maryland Register. Comments may be sent to:

   Director of Regulatory Affairs
   The Maryland Insurance Administration
   200 St. Paul Place, Suite 2700
   Baltimore, Maryland 21202

 

Comments also may be submitted by calling 410-468-2201, emailing InsuranceRegReview.mia@maryland.gov, or by faxing to 410-468-2020. 

  • Title 31 Maryland Insurance Administration
    Subtitle 8 Property and Casualty Insurance
    31.08.13 Application of a Percentage Deductible in the Case of a Hurricane [or Other Storm]
    View the reproposed regulation as it appeared in the Maryland Register January 20, 2017. Comments close February 21, 2017
    View the proposed regulation as it appeared in the Maryland Register September 30, 2016. Comments closed October 31, 2016.
    View submitted comments from American Insurance Association.
  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    31.03.18 Public Adjusters
    View the proposed regulation as it appeared in the Maryland Register January 6, 2017. Comments close February 6, 2017.
  • Title 31 Maryland Insurance Administration
    Subtitle 9 Life Insurance and Annuities
    31.09.04 Contracts on a Variable Basis
    View the proposed regulation as it appeared in the Maryland Register January 6, 2017. Comments close February 6, 2017.
  • Title 31 Maryland Insurance Administration
    Subtitle 15 Unfair Trade Practices
    31.15.15 Liability of Insurer - Failure to Act in Good Faith
    View the proposed regulation as it appeared in the Maryland Register January 6, 2017. Comments close February 6, 2017.
  • Title 31 Maryland Insurance Administration
    Subtitle 8 Property and Casualty Insurance
    31.08.11 Liability of Insurer - Failure to Act in Good Faith
    View the proposed regulation as it appeared in the Maryland Register September 30, 2016. Comments close October 31, 2016.
    View the withdrawal of proposed regulation as it appeard in the Maryland Register December 9, 2016.   
     

Recently Finalized Regulations
 

The following regulations have been finalized in the previous six months: 

  • Title 31 Maryland Insurance Administration
    Subtitle 3 Insurance Producers and Other Insurance Professionals
    31.03.06 Surplus LInes
    View the proposed regulation as it appeared in the Maryland Register December 23, 2016. Comments close January 23, 2017.
    View the Final Action as it appeared in the Maryland Register February 17, 2017. Effective February 27, 2017.
  • Title 31 Maryland Insurance Administration
    Subtitle 15 Unfair Trade Practices
    31.15.04 Solicitation of Annuity and Deposit Fund Contracts
    31.15.15 Annuity Disclosure
    WITHDRAWN: View the withdrawal notice as it appeared in the Maryland Register December 23, 2016.
    View the proposed regulation as it appeared in the Maryland Register July 8, 2016. Comments closed August 8, 2016.
    View submitted comments from Northwestern Mutual.
    View the proposed regulation as it appeared in the Maryland Register January 8, 2016. View the errata correcting an inaccurate citation as it appeared in the Maryland Register January 22, 2016. Comments close February 8, 2016.
    View the Final Action as it appeared in the Maryland Register February 17, 2017. Effective February 27, 2017.
  • Title 31 Maryland Insurance Administration
    Subtitle 8 Property and Casualty Insurance
    31.08.01, 02, 03, 08, 09, 10
    View the proposed regulation as it appeared in the Maryland Register November 28, 2016. Comments close December 28, 2016.
    View the Final Action as it appeared in the Maryland Register February 17, 2017. Effective February 27, 2017.
  • Title 31 Maryland Insurance Administration
    Subtitle 10 Health Insurance General
    31.10.11 Uniform Claims Forms
    View the proposed regulation as it appeared in the Maryland Register November 28, 2016. Comments close December 28, 2016.
    View the Final Action as it appeared in the Maryland Register February 17, 2017. Effective February 27, 2017.
  • Title 31 Maryland Insurance Administration
    Subtitle 13 Credit Life and Credit Health Insurance
    31.13.01 Standards for Credit Life and Credit Health Insurance
    View the proposed regulation as it appeared in the Maryland Register November 14, 2016. Comments close December 14, 2016.
    View the Final Action as it appeared in the Maryland Register February 17, 2017. Effective February 27, 2017.
  • Title 31 Maryland Insurance Administration
    Subtitle 14 Long-Term Care
    31.14.03 Long-Term Care Partnership
    View the proposed regulation as it appeared in the Maryland Register November 28, 2016. Comments close December 28, 2016.
    View the Final Action as it appeared in the Maryland Register February 17, 2017. Effective February 27, 2017.
  • Title 31 Maryland Insurance Administration
    Subtitle 14 Long-Term Care
    31.14 Long-Term Care Insurance
    View the proposed regulation as it appeared in the Maryland Register December 23, 2016. Comments close January 23, 2017.
    View submitted comments from ACLI.
    View the Final Action as it appeared in the Maryland Register February 17, 2017. Effective February 27, 2017.
  • Title 31 Maryland Insurance Administration
    Subtitle 16 Miscellaneous
    31.16.08 Privacy of Consumer Financial and Health Information
    View the proposed regulation as it appeared in the Maryland Register November 28, 2016. Comments close December 28, 2016.
    View the Final Action as it appeared in the Maryland Register February 17, 2017. Effective February 27, 2017.
  • Title 31 Maryland Insurance Administration
    Subtitle 4 Insurers and Subtitle 5 Assets, Liabilities, Reserves, And Investments of Insurers
    31.04.15 Antifraud Plans
    31.05.11 Annual Financial Reporting
    31.05.12 Property and Casualty Actuarial Opinion
    View the proposed regulation as it appeared in the Maryland Register December 9, 2016. Comments close January 9, 2017.
    View the Final Action as it appeared in the Maryland Register February 17, 2017. Effective February 27, 2017.
  • Title 31 Maryland Insurance Administration
    Subtitle 9 Life Insurance and Annuties
    31.09.07 Charitable Gift Annuities
    View the proposed regulation as it appeared in the Maryland Register September 30, 2016. Comments close October 31, 2016.
    View the Final Action as it appeared in the Maryland Register December 9, 2016. Effective December 19, 2016.
  • Title 31 Maryland Insurance Administration
    Subtitle 8 Property and Casualty Insurance
    31.08.12 Temporary Moratoriums and Weather Events
    View the proposed regulation as it appeared in the Maryland Register September 2, 2016. Comments close October 3, 2016.
    View the Final Action as it appeared in the Maryland Register November 14, 2016. Effective November 24, 2016.
  • Title 31 Maryland Insurance Administration
    Subtitle 9 Life Insurance and Annuties
    31.09.07 Charitable Gift Annuities
    Subtitle 13 Credit Life, Credit Health, and Credit Involuntary Unemployment Benefit Insurance
    31.13.01.04, 31.13.01.21, 31.13.02.02-.04, 31.13.03.04, 31.13.03.16
    View the proposed regulation as it appeared in the Maryland Register August 19, 2016. Comments closed September 19, 2016.
    View the Final Action as it appeared in the Maryland Register October 28, 2016. Effective November 7, 2016
  • Title 31 Maryland Insurance Administration
    Subtitle 9 Life Insurance and Annuties
    31.09.06 Notice of Nonforfeiture Provisions in Lapsed Life Policies
    View the proposed regulation as it appeared in the Maryland Register August 5, 2016. Comments closed September 6, 2016.
    View the Final Action as it appeared in the Maryland Register October 14, 2016. Effective October 24, 2016.
  • Title 31 Maryland Insurance Administration
    Subtitle 4 Insurers
    31.04.02 Examination of [Promoters] Principle Management or Controllers of Insurers
    View the proposed regulation as it appeared in the Maryland Register February 19, 2016. Comments closed March 21, 2016.
    View the Final Action as it appeared in the Maryland Register September 2, 2016. Effective October 1, 2016.
  • Title 31 Maryland Insurance Administration
    Subtitle 10 Health Insurance - General
    31.10.21 Private Review Agents
    View the proposed regulation as it appeared in the Maryland Register May 27, 2016. Comments closed June 27, 2016.
    View the Final Action as it appeared in the Maryland Register August 5, 2016. Effective August 15, 2016.
  • Title 31 Maryland Insurance Administration
    Subtitle 6 Taxes and Fees
    31.06.01, .02, .04
    View the proposed regulation as it appeared in the Maryland Register May 27, 2016. Comments close June 27, 2016.
    View the Final Action as it appeared in the Maryland Register August 5, 2016. Effective August 15, 2016.
  • Title 31 Maryland Insurance Administration
    Subtitle 04 Insurers
    31.04.18 Form Filings Under the Maryland Insurance Acquisitions Disclosure and Control Act
    View the reproposed regulation as it appeared in the Maryland Register May 27, 2016. Comments close June 27, 2016.
    View the proposed regulation as it appeared in the Maryland Register January 22, 2016.
    View the Final Action as it appeared in the Maryland Register August 5, 2016. Effective November 7, 2016.
     

Regulatory Review

In accordance with State Government Article §§ 10-130---10-139, Annotated Code of Maryland, each State agency that adopts regulations must review those regulations every eight years, unless exempt under §10-132.1. The purpose of the review is to determine whether the regulations are necessary for the public interest, continue to be supported by statutory authority and judicial opinion, or are appropriate for amendment or repeal.

When a regulation is under review, notice will appear below.
 
  • No regulations are under review at this time.
 

When an Evaluation Report is completed and open for comment, it will appear below. 
  • No Evaluation Reports are open for comment at this time. 

Also available are reports on previously evaluated regulations: 
 
 

Public Notices 

  • March 6, 2017: Public Hearing Long-Term Care - View the NOTICE as it appeared in the Maryland Register February 17, 2017.
  • May 8, 2017: Meeting in Preparation for the 2017 Hurricane Season - View the NOTICE as it appeared in the Maryland Register on February 2, 2017. View the NOTICE as it appeared in the Maryland Register February 17, 2017.
  • January 12, 2017: Public Meeting - Producer Advisory Boards - View the NOTICE as it appeared in the Maryland Register November 28, 2016
  • January 9, 2017: Public Meeting - Long-Term Care Rate Requests - View the NOTICE as it appeared in the Maryland Register December 9, 2016. View the NOTICE as it appeared in the Maryland Register December 23, 2016.
 

Contact Information

  • Questions concerning regulations may be directed to Catherine Grason, Director of Regulatory Affairs at 410-468-2201 or catherine.grason@maryland.gov.
 
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