Market Conduct Annual Statement (MCAS)

The Market Conduct Annual Statement (MCAS) was developed through the National Association of Insurance Commissioners (NAIC). MCAS is designed to provide analysis of certain key market performance data that will help regulators allocate market regulation resources where they can be most effective.

The links below display the Maryland statewide ratios for the 2007-2020 Market Conduct Annual Statements for most lines. Long-term care became a new MCAS line of business as of 2014. Company-specific ratios are not shown. Companies may obtain their ratios from the NAIC's MCAS data site and are encouraged to compare their MCAS scores to the state-wide averages. Companies may not use this information in any form of advertising or marketing.​​​

Property and Casualty Companies


Life and Annuity Companies


Health Companies


Human Trafficking GET HELP

National Human Trafficking Hotline - 24/7 Confidential

1-888-373-7888 233733 More Information on human trafficking in Maryland

Customer Service Promise

The State of Maryland pledges to provide constituents, businesses, customers, and stakeholders with friendly and courteous, timely and responsive, accurate and consistent, accessible and convenient, and truthful and transparent services.

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Help Stop Fraud in State Government

The Maryland General Assembly’s Office of Legislative Audits operates a toll-free fraud hotline to receive allegations of fraud and/or abuse of State government resources. Information reported to the hotline in the past has helped to eliminate certain fraudulent activities and protect State resources.

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