Initial Maryland Certificate of Authority
In accordance with Title 19, Subtitle 7 of the Health-General Article, Annotated Code of Maryland, an insurer must apply for a certificate of authority issued by the Commissioner in order to operate in Maryland. The applicant will file a Uniform Certificate of Authority Application (UCAA) as developed by the National Association of Insurance Commissioners. The application can be found
HERE.
Estimated length of time to complete application: varies based on size and complexity. Estimated application verification time: 14 days. Estimated application determination time: 60 days.
For insurers formed under the laws of Maryland, a company will file a primary application. An existing insurer applying for a certificate of authority to operate in Maryland will file an expansion application.
Applicants should refer to the Annotated Code of Maryland for additional requirements.
Renewal of Maryland Certificate of Authority
The Maryland Certificate of Authority for health maintenance organizations, limited health service organizations, and provider sponsor organizations expires annually on November 30. The Certificate of Authority should be renewed online between November 1 and November 30 in accordance with § 19-721(b) of the Health-General Article, Annotated Code of Maryland, and § 6-203 of the Insurance Article, Annotated Code of Maryland.
The Certificate of Authority renewal process can be completed online without attaching any certificates or other paperwork. This online process will include the Workers’ Compensation Law Compliance Certification. You will be required to pay the annual fee totaling $1,025 using a Visa, MasterCard or eCheck. There is no extra charge for renewing online. If you renew by credit card, the charge on your statement will be shown as “Maryland Insurance Administration.”
How to Renew Your Certificate of Authority Online
Before you login to renew, please read the following instructions:
The company can renew its registration online starting November 1st using our NEW online portal.
- You must complete all required tasks in order to complete your renewal and gain access to download your certificate.
- Credit or debit card payments - your digital certificate will be available for immediate download once your renewal is successfully submitted.
- Personal or corporate check payments - your payment may temporarily appear as "incomplete" while eligibility and ACH processing are being verified. This is normal and make take five business days. Your digital certificate will be generated once the payment as fully cleared.
All insurers are expected to utilize the online company licensing renewal process. However, if there are extenuating circumstances that will not allow you to renew online, you may renew your Certificate of Authority by submitting a paper application. Click on the links below to download the application.
The paper application should be mailed with a check for the appropriate fees made payable to the
Maryland Insurance Administration. Renewal application packages should be sent to:
Maryland Insurance Administration
ATTN: Company Licensing Unit
200 St. Paul Place, Suite 2700
Baltimore, MD 21202
An insurer may submit its renewal application any time between November 1 and November 30, but the new certificate of authority may not be mailed until the last week of November.
If you have questions or need help with this license renewal process, please contact:
Company Licensing
Phone: 410-468-2104
Email:
[email protected]
