Initial Maryland Certificate of Authority

In accordance with Title 19, Subtitle 7 of the Health-General Article, Annotated Code of Maryland, an insurer must apply for a certificate of authority issued by the Commissioner in order to operate in Maryland. The applicant will file a Uniform Certificate of Authority Application (UCAA) as developed by the National Association of Insurance Commissioners. The application can be found HERE​.

For insurers formed under the laws of Maryland, a company will file a primary application. An existing insurer applying for a certificate of authority to operate in Maryland will file an expansion application.

Applicants should refer to the Annotated Code of Maryland for additional requirements.

Renewal of Maryland Certificate of Authority

The Maryland Certificate of Authority for health maintenance organizations, limited health service organizations, and provider sponsor organizations expires annually on November 30. The Certificate of Authority should be renewed online between November 1 and November 30 in accordance with § 19-721(b) of the Health-General Article, Annotated Code of Maryland, and § 6-203 of the Insurance Article, Annotated Code of Maryland.

The Certificate of Authority renewal process can be completed online without attaching any certificates or other paperwork. This online process will include the Workers’ Compensation Law Compliance Certification. You will be required to pay the annual fee totaling $1,025 using a Visa, MasterCard or eCheck. There is no extra charge for renewing online. If you renew by credit card, the charge on your statement will be shown as “Maryland Insurance Administration.”

How to Renew Your Certificate of Authority Online

Login for Online Company Licensing Renewal

  • You will enter your MIA User ID and password that weres provided previously to you. Each company is associated with a unique UserID/Password combination. The system will not allow you to renew more than one company using the same UserID/Password combination.
  • If you fail to complete all required fields, you will not be able to continue with your online renewal, and you will get an error message.
  • Before submitting your credit card or eCheck information, be sure you review the information to ensure that it is correct. 
  • Please be sure to print the confirmation screen for your records. This will be your proof of renewal.
  • Your total fee contains the annual renewal fee of $25 (non-refundable) and the $1,000 Fraud Prevention Fee

Unable to Renew Your Certificate of Authority Online?

All insurers are expected to utilize the online company licensing renewal process. However, if there are extenuating circumstances that will not allow you to renew online, you may renew your Certificate of Authority by submitting a paper application. Click on the links below to download the application.

The paper application should be mailed with a check for the appropriate fees made payable to the Maryland Insurance Administration.  Renewal application packages should be sent to:

Maryland Insurance Administration
ATTN:  Company Licensing Unit
200 St. Paul Place, Suite 2700
Baltimore, MD  21202

An insurer may submit its renewal application any time between November 1 and November 30, but the new certificate of authority may not be mailed until the last week of November.

If you have questions or need help with this license renewal process, please contact:

Glenda Manning
Phone: 410-468-2137