Interactive Auto Insurance Rate Guide

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How to Shop for Auto Insurance

Comparison shopping is the key to getting the most for your insurance dollar.

Use this guide to find sample auto insurance premiums in your area. It lists those companies writing the greatest number of insurance policies in Maryland. Individuals may not qualify for coverage from all insurers.

To obtain a sample premium in your area, answer these 5 questions to determine your closest scenario number:

​Step 1 - 

Determine your scenario number here:

To obtain a sample premium in your area, you will need to determine your scenario that most closely reflects your household makeup. Please answer the following 5 questions. You will enter your scenario in the Sample Auto Insurance Rates found at the end of this form.

​All scenario examples can be found in the Comparison Guide to Rates. ​​


Step 2 - Scroll to enter your scenario, Maryland County/City, and ​ZIP code:

​​Once you determine your scenario, use the scroll feature under Sample Auto Insurance Rates​ and select the following:

  • Scroll to select your scenario number that you deteremined in step 1;
  • Scroll down to find your Maryland county/city;
  • Scroll down to find the ZIP code closest to where you liveNote: Not all ZIP codes are available in this sample guide. For counties with a population below 500,000, only one ZIP code is represented.
  • Compare the insurers and rates provided for that scenario in that ZIP code.

Rates shown are total annual premiums for 22 scenarios and do not account for other variables such as discounts you may qualify for or other vehicles and age brackets. This data is provided by the insurers and is subject to change.​​

 Sample Auto Insurance Rates

​​To find your insurer's contact information, please reference this list​.​

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