The Maryland Insurance Administration (MIA) issues licenses to individuals and business entities to act as Title Insurance Producers. Business entities include corporations, sole proprietors, professional assocations, partnerships, limited liability companies or limited liability partnerships.
- Note: Each controlling person and each trust money controller shall hold a license to act as a title insurance producer and, if applicable, an appointment with a title insurer. See Insurance Article, § 10-121, Annotated Code of Maryland (hereinafter “Ins. Art.”).
All resident individuals requesting a title insurance producer license are required to pass the Maryland title exam.
- The examination results are valid for six months.
Nonresidents must be licensed and in good standing as a Title Insurance Producer in their resident state. If the resident state does not issue licenses for the Title line of authority, the applicant must follow all of the Maryland resident examination requirements and complete MD continuing education.
* All initial and renewal applications may be submitted online.
To apply for a license as an Individual Title Insurance Producer, in addition to passing the Maryland Title Producer exam, an individual must:
- pay the applicable fee of $54, required by Ins. Art. § 2-112;
- complete and submit the NAIC Uniform Application Individual Producer;
submit a $150,000 Surety Bond or Letter of Credit; The bond or continuation certificate must clearly state:
- bond company and bond amount
- bond coverage period
- show the State of Maryland as the obligee
- duly executed by the principal/producer and bond company/attorney-in-fact
* If applicant is an Independent Contractor, the Title Insurance Producer Independent Contractors (TIPIC) waiver form may be submitted in lieu of the Surety Bond.
To apply for a license as a Business Entity Title Insurance Producer, a business entity must:
- Pay the applicable fee of $54, required by Ins. Art. § 2-112,
- complete and submit the NAIC Uniform Application for Business Entity;
- submit a $150,000 Surety Bond* or Letter of Credit; and
- submit a $150,000 blanket Fidelity Bond* covering appropriate employees and title insurance producer independent contractors. If applicant meets the stated criteria on the form, the Affidavit for Waiver may be submitted.
*The surety and fidelity bond or continuation certificate must clearly state:
- bond company and bond amount
- bond coverage period
- show the State of Maryland as the obligee
- duly executed by the principal/producer and bond company/attorney-in-fact
Note: Each controlling person and each trust money controller shall hold a license to act as a title insurance producer and, if applicable, an appointment with a title insurer. See Insurance Article, § 10-121, Annotated Code of Maryland.
Applicants for a license renewal must submit all of the same document requirements as an applicant for an initial Title Producer’s License. (Refer to instructions and forms above; See Ins. Art. §§ 10-121 and 10-125.)
Individual producer licenses are issued on a biennial basis to expire on the last day of the producer’s birth month. Business entity licenses expire 2 years after they are issued.
The fee to renew the license is $69. This includes the $54 renewal fee and the $15 fraud prevention fee (§2-112).
For up to one (1) year after the expiration date, licensees may seek to have an expired license reinstated by submitting the required application, $69 fee ($54 renewal fee + $15 fraud prevention fee), completion of the continuing education requirements in § 10-116, and $100 reinstatement fee.
After one (1) year from the expiration date, licensees may re-apply for an initial license by completing all the Maryland initial license requirements.
PROMETRIC is the MIA's vendor for continuing education services. For information regarding course offerings or to view your continuing education transcript, please visit www.Sircon.com (Look-up Courses or Transcript) or call 1-800-324-4592.
Producer Continuing Education Credit Requirements - details the CE requirements for various lines.
A Producer may obtain all or part of the credit hours of continuing education required for renewal of a license from classroom, correspondence or online courses approved by the Commissioner.
A resident producer who is licensed for Title only must complete 13 credit hours of continuing education in Title courses and 3 hours in the category of ethics. A non-resident producer from a non-reciprocal state must comply with Maryland’s continuing education requirements.
Note: All licensed insurance producers, regardless of age, are required to comply with Maryland’s continuing education requirements.
Complete your continuing education requirements at least 30 days before your license expires to allow adequate time to process your renewal application.
Maryland Attorneys admitted to practice law in the State of Maryland by the Supreme Court of Maryland who hold a producer license to sell only Title insurance are exempt from the title continuing education requirement. Attorneys must be in good standing with the Maryland Court of Appeals and provide a letter of Good Standing from the Maryland Court of Appeals issued within the last 90 days. The initial application packets in PDF format are available below along with the supplement forms. The completed application and all additional documents should be mailed to:
The Maryland Insurance Administration
Attn: Producer Licensing
200 Saint Paul Place, Suite 2700
Baltimore, Maryland 21202
* Payments should be in the form of a check, money order, or cashier’s check made payable to: Maryland Insurance Administration.
Application Forms
Supplement forms: (Those who submit online renewal applications may use the supplemental forms below.)
Online renewal applications may be submitted electronically through NIPR (www.nipr.com). A confirmation email will be sent to the email address provided on the application when your online application has been received. Make note of the transaction number so you may reference this when sending additional documents or inquiring for status.
