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BALTIMORE – The Maryland Insurance Administration has released a report on the growing use of telematics in Maryland, based on a survey of insurers with the largest auto insurance market share in the state.Telematics refers to data which is collected through devices installed in a vehicle, through mobile applications, or through other methods. These devices transmit data in real time back to insurers regarding the driving behaviors of policyholders. This data is then used to alter the pricing of a policyholder’s policy. Telematics programs are intended to provide policyholders with some control and influence over the premium that they pay, but there is the risk that the data collected can result in increases in premium. Some consumers have also expressed concerns about how data is stored and whether it is shared with others.In December 2024, the Maryland Insurance Administration issued a survey to 18 insurers. These insurers were chosen on the basis of their market share, previously reported data, and internal information available to the Insurance Administration. These 18 insurers represented about 90% of the auto insurance market in Maryland in 2023, based on total premium amounts. Sixteen of the surveyed insurers currently offer a telematics program.The report can be accessed on the Maryland Insurance Administration website: https://bit.ly/telematicssurvey2025Key Findings:
The Maryland Insurance Administration is an independent State agency charged with regulating Maryland's $49 billion insurance industry. For more information about the Insurance Administration, please visit insurance.maryland.gov or follow us on Facebook at www.facebook.com/MDInsuranceAdmin, X at @MD_Insurance, LinkedIn at linkedin.com/company/maryland-insurance-administration, Instagram at @marylandinsuranceadmin, or Bluesky at @mdinsuranceadmin.bsky.social