Vaccine Coverage

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The Maryland Insurance Administration reminds Maryland residents that many vaccinations and immunizations continue to be covered by private insurers and Medicaid under Maryland law. To protect Marylanders’ access to vaccines, Governor Wes Moore signed legislation earlier this year to ensure that insurance carriers continue to cover the cost of all vaccines recommended by the Advisory Committee on Immunization Practices of the Centers for Disease Control and Prevention (ACIP) as of December 31, 2024. ​

Effective June 1, 2025, this legislation protects against the withdrawal of vaccine coverage for a range of illnesses, including COVID-19. In addition, in 2024, Governor Moore signed into law legislation to expand vaccination authority for pharmacists, allowing them to administer flu and COVID vaccines without a prescription to anyone 3 years and older. 

The Maryland Insurance Administration is communicating with insurers, providers and pharmacists to help resolve any confusion around Maryland law and federal vaccination policy. Please talk to your health care provider about what vaccines are best for you and your family. 

If you have any questions, concerns or complaints regarding vaccine coverage, please reach out to the Health Coverage Assistance Team (H-CAT).

You can also file a complaint directly through our online complaints portal​

Posted 9/10/2025