The MIA is seeking information regarding the following subjects:

• The percentage of Maryland policyholders who have comprehensive, or other than collision, coverage on their policies;
• Loss costs incurred with respect to claims resulting from collisions with deer or other wildlife annually;
• Whether and under what circumstances policyholders who submit claims following a collision with deer or other wildlife pay a higher premium due to surcharges or the removal of discounts as a result of such a claim; and
• How the overall loss costs incurred with respect to collisions with deer and other wildlife are incorporated into private passenger automobile insurance premium rates, including whether the rates applicable to a policyholder may increase as a result of the submission or payment of a claim resulting from such a collision.

The MIA is particularly interested in hearing the perspective of insurance producers and insurers, as well as members of the public.  

If participants wish to comment during the meeting, the MIA requests that they please register by e-mailing listening.sessions@maryland.gov. Individuals who sign-up will be allotted a period of time to share their thoughts. To the extent that time and technology permit, the MIA will also hear from unregistered participants who access the Zoom Webinar platform. Participants are strongly encouraged to share their thoughts through written comments via e-mail. Written comments will be accepted at the same e-mail address through September 5, 2024.