Health Insurance and Healthcare resources for those Uninsured or lacking Legal Status
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The MIA is committed to working with public and private resources to help those who lack legal status, and those who are uninsured, or lack access to health coverage and health care. We are committed to providing clear, accurate information about the health coverage available, as well as free and low-cost healthcare resources.
How to Purchase Health Insurance:
Marylanders can purchase the exact same ACA (Affordable Care Act) compliant individual or family health insurance plans from
Maryland Health Connection (MHC) marketplace and directly from insurance companies that have plans on the MHC marketplace.
Click
here to learn How to purchase health insurance if you are an immigrant without legal immigration status. (
En Español,
한국어)
Short-Term, Limited Duration Insurance (STDI) Coverage:
Short-Term, Limited Duration Insurance (STDI) policies are Major Medical Health Insurance coverage, but they only last for a short time. STDI policies in Maryland end after three months and cannot be renewed.
To learn more about: Short-Term, Limited Duration Insurance (STDI) , click here. (En Español, 한국어)
Limited Benefit Health Insurance Coverage:
There are other types of Health Insurance coverage that are not ACA (Affordable Care Act) compliant that are available regardless of your legal status. Click on the topic below to learn more about the pros and cons of each Limited Benefit Health Insurance product:
Verifying Information with the Maryland Health Connection
When you apply through Maryland Health Connection, you
may need to provide documentation to verify information in your application. Click here for a checklist on documents to use. (En Español)
IMPORTANT SCAM WARNING: This one step can save you from hundreds or thousands of dollars by avoiding potential fraud, and save you time spent dealing with the consequences of interacting with a scammer.
Find Local and State Resources:
Click
HERE for a list of state, local, and National Crisis resources for those who are uninsured, or lack access to health coverage and care.
Find local and state resources in Spanish here: En Español.
Find local and state resources in Korean here: 한국어.
For additional information, please contact the Maryland Insurance Administration by calling 1-800-492-6116.
