Consolidated Omnibus Budget Reconciliation Act (COBRA)

When you lose job-based coverage, your former employer may offer you COBRA continuation coverage.

For general information, learn more about COBRA coverage from the U.S. Department of Labor.

Additional information on Maryland continuation coverage:

Health Coverage After Job Loss: What Employers & Employees Should Know
Maryland Continuation Coverage Bulletin 08-13
Comparison of Maryland Continuation of Coverage and Federal COBRA Provisions Chart Attachment to Life & Health 08-13
Continuation of Coverage Election Statement Per COMAR 31.11.04.10
Notice of Continuation Rights When Employment Ends
Notice of Continuation Rights After Divorce
Notice of Continuation Rights for a Surviving Spouse

Other Possible Health Coverage Options

You don’t have to enroll in COBRA. You can compare the cost of COBRA with plans available through the Marketplace before deciding on health insurance. Explore coverage options through the Marketplace.

Maryland Health Connection (Maryland's health insurance exchange)

For more information, read this printer-friendly document.

Additional questions?

If you have general questions related to COBRA coverage or concerns about your health coverage for you or your loved ones, you can contact the Maryland Insurance Administration's Health Coverage Assistance Team (HCAT).

H-CAT Tile.png The Health Coverage Assistance Team (H-CAT) can help you:

Get answers to your health insurance questions
Address health insurance problems or concerns
File a complaint about your health insurance issue or concern
Connect you to resources